Business package
Protect your small to medium size business with a QBE Business Insurance package.
Benefits
Get protected
Up to $10 million cover for combined property and business interruption.
Tailor your cover
Choose from 14 cover options to suit the needs of your business.
Flexible payments
Pay by the month at no extra cost.
Suitable for a wide range of businesses
From retail and hospitality to manufacturing.
Cover options
Build a package to suit your needs.
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| Type | What's covered? |
|---|---|
| Property | Buildings, contents and stock. Plus architects, surveyors and legal costs, removal of debris and temporary protection of the premises |
| Business interruption | Losses incurred during interruptions of trading after a fire or other insured event |
| Theft | Contents and stock protected against theft |
| Money | Cash on business premises, in transit, in a locked safe at your home or in a locked ATM on the business premises |
| Glass | Breakage of internal and external glass and signs |
| Machinery breakdown | Damage to machinery caused by breakdown, or to pressure equipment by explosion or collapse |
| Electronic equipment | Breakdown and associated business interruption cover for electronic equipment |
| Broadform liability | Liability to pay compensation for personal injury or property damage, including extensions relevant to electrical or motor trade occupations |
| General property | Property used away from the business premises including tools, laptops and mobile phones |
| Employee dishonesty | Dishonesty or fraud committed by employees |
| Tax audit | Fees paid toward an audit or investigation related to liability to pay tax |
| Transit | Loss of or damage to goods, including the insured's vehicle, while on the road anywhere in Australia |
| Statutory liability | Investigation and defence expenses from any breach of environmental or occupational health and safety legislation |
| Employment practices | Employment related wrongful acts committed against an employee |
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Things you should know
This is only a summary of the benefits included with your insurance policy. QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545 is the issuer of this Business Insurance. The product is not a product of, nor guaranteed by, Bankwest. Any advice given in these pages is of a general nature only and has been prepared without consideration of your objectives, financial situation or needs. You should consider this information in light of your objectives, financial situation or needs before acting on the information. To decide if the product is right for you and for full terms and conditions (including limitations and exclusions), please read the Policy Wording. Bankwest will receive a commission payment of up to 15% of the premium for a policy sale. To find out how we manage your personal information, please see our Privacy Policy.