What do I need to apply for a business loan? 

Speed up your business loan application process by finding out which documents we'll ask you to provide.


We'll need to verify the identity of all the people connected with your application.

If you’re new to Bankwest, we’ll need to confirm who are you are (it’s a security thing).

Applying at a branch

Pop down to your local Bankwest branch with an original or certified copy of one of the following:

  1. One form of primary ID with a photo (i.e. passport or driver’s licence) or
  2. Two forms of primary ID without a photo (e.g. birth certificate and government benefits card) or
  3. One form of primary ID without a photo (e.g. birth certificate or Citizenship papers) and one form of secondary ID (e.g. a utility bill).

For more detailed information, see a handy list of ID we'll accept.

Applying online

You can skip a trip to a branch with our electronic ID check.

Business details 

The documents we'll need will differ based on your business type. 

All business types (including sole traders)

  • Australian Business Number (ABN) and/or Tax File Number (TFN). These aren't mandatory, however withholding tax may be applied if you don't provide them
  • Current financials and details of the potential property you intend to use as security. This may vary, we'll let you know exactly what you'll need during your application
  • All signatories will need to confirm their identity.


  • Verification of the partnership (e.g. partnership agreement or certified copy of the partnership agreement)
  • All Beneficial Owners will need to confirm their identity.


  • Australian Company Number (ACN)
  • All Beneficial Owners will need to confirm their identity.


  • If the trustee is a company, we’ll need details of that company
  • Original or original certified copy of your Trust Deed front page, schedule and execution/signing page, which shows the name of the trust, trustees, beneficiaries and settlor
  • All individual trustees will need to confirm their identity.


  • Meeting minutes showing the request authorising the loan application, full name and positions of signatories, and method of operation (e.g. one or two people to sign)
  • Annual General Meeting minutes showing the election and full names of your Office Holders (President, Chairperson, Vice-President, Treasurer, Secretary or equivalent)
  • Strata plan or title if applicable
  • Certificate of Incorporation and Constitution for Incorporated Associations
  • Beneficial Owner(s), being the Chairperson, Secretary and Treasurer or equivalent officers will need to confirm their identity.

Government organisations, joint ventures or foreign or other companies

Please call 13 7000 for information on how to apply for a business loan.

Why we need these details 

Before you can take out a business loan, you and your business need to be identified under the provisions of the Anti-Money Laundering and Counter-Terrorism Financing Act 2006. The personal and business information, together with any supporting documents, allows us to verify your identity. This applies to all individuals associated with an application.

How can we help?

Business Specialists Team

Speak with someone from the team today

Business Banking Specialists

Here’s how to get in touch