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Earn Business Rewards points on eligible purchases, which you can then use to buy gift cards, merchandise and other office essentials. 1 Business Rewards Points are earned in accordance with and subject to the Bankwest Business Rewards Terms and Conditions (PDF). Exclusions and limitations apply. Business Rewards points are earned on eligible purchases only. Points earned and redemption values subject to change. Business Rewards points (outside any bonus points) will only be credited to your account once your account has been opened for at least 2 months.
Earn Business Rewards points
Earn 1 point for every $1 spent on eligible purchases. 1 Business Rewards Points are earned in accordance with and subject to the Bankwest Business Rewards Terms and Conditions (PDF). Exclusions and limitations apply. Business Rewards points are earned on eligible purchases only. Points earned and redemption values subject to change. Business Rewards points (outside any bonus points) will only be credited to your account once your account has been opened for at least 2 months. ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 4 of our Bankwest Business Rewards Terms and Conditions (PDF).
Up to 55 days interest free on purchases
Enjoy no interest on purchases for up to 55 days. 3 Interest free days on purchases apply when the total amount owing on your current statement (including any balance transfer amount) is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 20 of our Business Mastercard Terms and Conditions (PDF) further outlines how this interest-free period is calculated.
Add up to three additional cardholders, and consolidate each cardholder's spend into one account and one payment.
28,000 bonus Business Rewards points
New customers receive 28,000 bonus Business Rewards points after three months if minimum spend is met. T&Cs apply.
28,000 Business Rewards introductory bonus points are available to new Bankwest Large Rewards Mastercard customers only who apply for a Bankwest Large Rewards Mastercard, are approved and spend at least $2,500 on eligible purchases within 3 months from account opening. Bonus points are subject to change. Bonus points will be transferred to your account within 4 months of account opening. You are not eligible for introductory bonus points if you upgrade or vary your existing Bankwest credit card to a Bankwest Large Rewards Mastercard.
Large Rewards Mastercard has a credit limit between $2,000 and $50,000 (for limits over $25,000 please call 13 7000). Minimum limit applies to new cards only.
Bankwest Business Credit Cards
A business credit card can help you manage your cash flow, separate your business and personal purchases, and may help you manage employee expenses.
|Ongoing rate (balance transfers, cash advances and purchases)||18.50% p.a.|
|Foreign transaction fee ?||2.95% of transaction amount|
|Cash advance fee||
2% of transaction amount or $4
(whichever is greater)
|Overlimit administration fee ? Payable for each statement period that you exceed your credit limit.||$30 per statement period|
|Late payment administration fee ? When the minimum payment is not processed by the due date.||$35 per statement period|
|Dishonour fee ? Each time there is a dishonoured payment into the account. For example, a dishonoured periodical/scheduled payment or cheque deposit.||$10 each time|
Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
For each transaction occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. Other fees and charges may apply, including when using overseas ATMs.
View our Large Rewards Mastercard terms and conditions
Things you should know