Large Rewards Mastercard®

Earn Business Rewards points on eligible purchases, which you can then use to buy gift cards, merchandise and other office essentials. 1

Benefits

Earn Business Rewards points

Earn 1 point for every $1 spent on eligible purchases. 1 ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 4 of our Bankwest Business Rewards Terms and Conditions (PDF).

Up to 55 days interest free on purchases

Enjoy no interest on purchases for up to 55 days. 3 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 20 of our Business Mastercard Terms and Conditions (PDF) further outlines how this interest free period is calculated.

Cardholder management

Add up to three additional cardholders under one monthly account. The primary cardholder is personally liable for all transactions.

28,000 bonus Business Rewards points

New customers receive 28,000 bonus Business Rewards points after three months if minimum spend is met. T&Cs apply. 2 28,000 Business Rewards introductory bonus points are available to new Bankwest Large Rewards Mastercard customers only who apply for a Bankwest Large Rewards Mastercard, are approved and spend at least $2,500 on eligible purchases within 3 months from account opening. Bonus points are subject to change. Bonus points will be transferred to your account within 4 months of account opening. You are not eligible for introductory bonus points if you upgrade or vary your existing Bankwest credit card to a Bankwest Large Rewards Mastercard.

Exciting changes are coming…​

From December 2021, we're changing the way you redeem your Business Rewards points, with a brand-new More Rewards website, simplified redemption options and a streamlined login process.​

Rates and fees

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Rates
Rate type Rate
Ongoing rate (balance transfers, cash advances and purchases) 18.50% p.a.
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Fees
Fee type Amount
Annual fee $99
Foreign transaction fee ? 2.95% of transaction amount 
Cash advance fee 2% of transaction amount or $4
(whichever is greater)
Overlimit administration fee ? Payable for each statement period that you exceed your credit limit. $10 per statement period
Late payment administration fee ? When the minimum payment is not processed by the due date. $35 per statement period
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Rates are subject to change.  Other fees and charges may apply.  A full list of fees will be outlined in your credit card contract.

How can we help?

Business Specialists Team

Speak with someone from the team today

Business Banking Specialists

Here’s how to get in touch

  1. Business Rewards Points are earned in accordance with and subject to the Bankwest Business Rewards Terms and Conditions (PDF). Exclusions and limitations apply. Business Rewards points are earned on eligible purchases only. Points earned and redemption values subject to change. Business Rewards points (outside any bonus points) will only be credited to your account once your account has been opened for at least 2 months.

  2. 28,000 Business Rewards introductory bonus points are available to new Bankwest Large Rewards Mastercard customers only who apply for a Bankwest Large Rewards Mastercard, are approved and spend at least $2,500 on eligible purchases within 3 months from account opening. Bonus points are subject to change. Bonus points will be transferred to your account within 4 months of account opening. You are not eligible for introductory bonus points if you upgrade or vary your existing Bankwest credit card to a Bankwest Large Rewards Mastercard.

  3. You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 20 of our Business Mastercard Terms and Conditions (PDF) further outlines how this interest free period is calculated.


The primary cardholder takes personal liability for all transactions on the account (including those transactions made by any of the additional cardholders).

Mastercard is a registered trademark, and the circles design, Tap & go and smart data are trademarks of Mastercard International Incorporated.