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Large Rewards Mastercard®

Earn Business Rewards points on eligible purchases, which you can then use to buy gift cards, merchandise and other office essentials. 1 Business Rewards Points are earned in accordance with and subject to the Bankwest Business Rewards Terms and Conditions (PDF). Exclusions and limitations apply. Business Rewards points are earned on eligible purchases only. Points earned and redemption values subject to change. Business Rewards points (outside any bonus points) will only be credited to your account once your account has been opened for at least 2 months. Close

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Benefits

Earn Business Rewards points

Earn 1 point for every $1 spent on eligible purchases. 1 Business Rewards Points are earned in accordance with and subject to the Bankwest Business Rewards Terms and Conditions (PDF). Exclusions and limitations apply. Business Rewards points are earned on eligible purchases only. Points earned and redemption values subject to change. Business Rewards points (outside any bonus points) will only be credited to your account once your account has been opened for at least 2 months. Close ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 4 of our Bankwest Business Rewards Terms and Conditions (PDF). Close

Up to 55 days interest free on purchases

Enjoy no interest on purchases for up to 55 days. 3 Interest free days on purchases apply when the total amount owing on your current statement (including any balance transfer amount) is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 20 of our Business Mastercard Terms and Conditions (PDF) further outlines how this interest-free period is calculated. Close

Cardholder management

Add up to three additional cardholders, and consolidate each cardholder's spend into one account and one payment.

28,000 bonus Business Rewards points

New customers receive 28,000 bonus Business Rewards points after three months if minimum spend is met. T&Cs apply. 2 28,000 Business Rewards introductory bonus points are available to new Bankwest Large Rewards Mastercard customers only who apply for a Bankwest Large Rewards Mastercard, are approved and spend at least $2,500 on eligible purchases within 3 months from account opening. Bonus points are subject to change. Bonus points will be transferred to your account within 4 months of account opening. You are not eligible for introductory bonus points if you upgrade or vary your existing Bankwest credit card to a Bankwest Large Rewards Mastercard. Close

Is it right for you?

Large Rewards Mastercard has a credit limit between $2,000 and $50,000 (for limits over $25,000 please call 13 7000). Minimum limit applies to new cards only.

Find out how a business credit card could help you manage your business day to day

Bankwest Business Credit Cards

A business credit card can help you manage your cash flow, separate your business and personal purchases, and may help you manage employee expenses.

Rates and fees

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Rates
Rate type Rate
Ongoing rate (balance transfers, cash advances and purchases) 18.50% p.a.
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Fees
Fee type Amount
Annual fee $99
Foreign transaction fee ? 2.95% of transaction amount 
Cash advance fee 2% of transaction amount or $4
(whichever is greater)
Overlimit administration fee ? Payable for each statement period that you exceed your credit limit. Close $30 per statement period
Late payment administration fee ? When the minimum payment is not processed by the due date. Close $35 per statement period
Dishonour fee ? Each time there is a dishonoured payment into the account. For example, a dishonoured periodical/scheduled payment or cheque deposit. Close $10 each time
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Rates are subject to change.  Other fees and charges may apply.  A full list of fees will be outlined in your credit card contract.

View our Large Rewards Mastercard terms and conditions
The below documents make up the Large Rewards Mastercard terms and conditions.

Business Mastercard Terms and Conditions (PDF)
Commercial Card Account Access Conditions of Use (PDF)
Business Rewards Terms and Conditions (PDF)

Apply today

Check your eligibility

  • People 18 years or over
  • Australian permanent residents
  • Don't have an overdue debt with the Australian Taxation Office
  • You must meet Bankwest's lending criteria.
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Things you need for your application

  • If you're new to Bankwest, we will need to perform an ID check.
  • Financial information, including your income, expenses and assets
  • Additional cardholder's names and email addresses.

Apply now

How can we help?

Business Specialists Team
Speak with someone from the team today

Business Banking Specialists

Here’s how to get in touch

13 7000
Make an enquiry

Things you should know
1. Business Rewards Points are earned in accordance with and subject to the Bankwest Business Rewards Terms and Conditions (PDF). Exclusions and limitations apply. Business Rewards points are earned on eligible purchases only. Points earned and redemption values subject to change. Business Rewards points (outside any bonus points) will only be credited to your account once your account has been opened for at least 2 months.

2. 28,000 Business Rewards introductory bonus points are available to new Bankwest Large Rewards Mastercard customers only who apply for a Bankwest Large Rewards Mastercard, are approved and spend at least $2,500 on eligible purchases within 3 months from account opening. Bonus points are subject to change. Bonus points will be transferred to your account within 4 months of account opening. You are not eligible for introductory bonus points if you upgrade or vary your existing Bankwest credit card to a Bankwest Large Rewards Mastercard.

3. Interest free days on purchases apply when the total amount owing on your current statement (including any balance transfer amount) is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 20 of our Business Mastercard Terms and Conditions (PDF) further outlines how this interest-free period is calculated.

The primary cardholder takes personal liability for all transactions on the account.

Mastercard and the Mastercard brandmark are registered trademarks and the circles design, tap & go and Smart Data are trademarks of Mastercard International Incorporated.