Large Rewards Mastercard®
Benefits
Earn Business Rewards points
Earn 1 point for every $1 spent on eligible purchases. 1 ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 4 of our Bankwest Business Rewards Terms and Conditions (PDF).
Up to 55 days interest free on purchases
Enjoy no interest on purchases for up to 55 days. 3 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 20 of our Business Mastercard Terms and Conditions (PDF) further outlines how this interest free period is calculated.
Cardholder management
Add up to three additional cardholders under one monthly account. The primary cardholder is personally liable for all transactions.
28,000 bonus Business Rewards points
New customers receive 28,000 bonus Business Rewards points after three months if minimum spend is met. T&Cs apply.
2
28,000 Business Rewards introductory bonus points are available to new Bankwest Large Rewards Mastercard customers only who apply for a Bankwest Large Rewards Mastercard, are approved and spend at least $2,500 on eligible purchases within 3 months from account opening. Bonus points are subject to change. Bonus points will be transferred to your account within 4 months of account opening. You are not eligible for introductory bonus points if you upgrade or vary your existing Bankwest credit card to a Bankwest Large Rewards Mastercard.
Exciting changes are coming…
From December 2021, we're changing the way you redeem your Business Rewards points, with a brand-new More Rewards website, simplified redemption options and a streamlined login process.
Rates and fees
| Rates | |
|---|---|
| Rate type | Rate |
| Ongoing rate (balance transfers, cash advances and purchases) | 18.50% p.a. |
| Fees | |
|---|---|
| Fee type | Amount |
| Annual fee | $99 |
| Foreign transaction fee ? | 2.95% of transaction amount |
| Cash advance fee |
2% of transaction amount or $4 (whichever is greater) |
| Overlimit administration fee ? Payable for each statement period that you exceed your credit limit. | $10 per statement period |
| Late payment administration fee ? When the minimum payment is not processed by the due date. | $35 per statement period |
The below documents make up the Large Rewards Mastercard terms and conditions.
How can we help?
Speak with someone from the team today
Business Banking Specialists
Here’s how to get in touch
- Business Rewards Points are earned in accordance with and subject to the Bankwest Business Rewards Terms and Conditions (PDF). Exclusions and limitations apply. Business Rewards points are earned on eligible purchases only. Points earned and redemption values subject to change. Business Rewards points (outside any bonus points) will only be credited to your account once your account has been opened for at least 2 months.
- 28,000 Business Rewards introductory bonus points are available to new Bankwest Large Rewards Mastercard customers only who apply for a Bankwest Large Rewards Mastercard, are approved and spend at least $2,500 on eligible purchases within 3 months from account opening. Bonus points are subject to change. Bonus points will be transferred to your account within 4 months of account opening. You are not eligible for introductory bonus points if you upgrade or vary your existing Bankwest credit card to a Bankwest Large Rewards Mastercard.
- You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 20 of our Business Mastercard Terms and Conditions (PDF) further outlines how this interest free period is calculated.
The primary cardholder takes personal liability for all transactions on the account (including those transactions made by any of the additional cardholders).
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