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Corporate Mastercard®

Our corporate credit card offers flexible solutions to manage employee and business expenses, to help give you control and flexibility.

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Benefits

Unlimited cardholders

Caters to your business' growth.

Set card spending limits

Stay in control with the ability to set spend limits for each cardholder.

Optional rewards program

Earn points on eligible purchases with Bankwest Business Rewards. 1 ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 4 of the Corporate Mastercard Terms and Conditions (PDF). Close

Up to 50 days interest free on purchases

Enjoy no interest on purchases for up to 50 days. 2 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 20 of our Corporate Mastercard Terms and Conditions (PDF) further outlines how this interest free period is calculated. Close

Access to Mastercard Smart Data™

Helping you to monitor and control business spending.

Card personalisation

Personalise your cards with your business name at no extra cost.

What’s Mastercard Smart Data™ for Business?

The Mastercard expense management system available for use with the Corporate Mastercard. This web-based application helps you see where money is being spent, on what and by whom.

Alerts

Create alerts for 24/7 monitoring and budget tracking. You can customise the type and frequency of alerts and tailor them to transaction type, merchant type and specific merchants.

Reporting

Create standard or custom reports so you can budget, track trends and analyse spending patterns. You can access up to 36 months of archived data for reports, and create them based on merchant category spend.

There are two types of Corporate Mastercard

Corporate

Earn 1 point per $1 spent on eligible purchases 1 ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 4 of the Corporate Mastercard Terms and Conditions (PDF). Close
  • $39 annual reward fee 1
  • Minimum credit limit $5,000
  • $39 annual card fee. 3 Fee waived if spend exceeds $10,000 p.a. Close

Executive

Earn 1.5 points per $1 spent on eligible purchases 1 ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 4 of the Corporate Mastercard Terms and Conditions (PDF). Close
  • $69 annual reward fee 1
  • Minimum credit limit $5,000
  • $69 annual card fee. 4 Fee waived if spend exceeds $25,000 p.a. Close

Rates and fees

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Rates
Rate type Rate
Ongoing rate (balance transfers, cash advances and purchases) 17.99% p.a.
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Fees
Fee type Amount
Annual facility fee $99
Annual card fee (Corporate card) 3 Fee waived if spend exceeds $10,000 p.a. Close $39
Annual card fee (Executive card) 4 Fee waived if spend exceeds $25,000 p.a. Close $69
Annual reward fee (Corporate card) 1 $39
Annual reward fee (Executive card) 1 $69
Foreign transaction fee ? 2.95% of transaction amount 
Cash advance fee 2% of transaction amount or $4
(whichever is greater)
Overlimit administration fee ? Payable for each statement period that you exceed your credit limit. Close $10 per statement period
Late payment administration fee ? When the minimum payment is not processed by the due date. Close $35 per statement period
Dishonour fee ? Each time there is a dishonoured payment into the account. For example, a dishonoured periodical/scheduled payment or cheque deposit. Close $10 each time
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Rates are subject to change.  Other fees and charges may apply.  A full list of fees will be outlined in your credit card contract.

View our Corporate Mastercard terms and conditions
The below documents make up the Corporate Mastercard terms and conditions.

Corporate Mastercard Terms and Conditions (PDF)
Commercial Card Account Access Conditions of Use (PDF)
Business Rewards Terms and Conditions (PDF)

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Check your eligibility

  • Available to sole proprietors, companies, trusts, partnerships, clubs and other associations
  • Where the accountholder is one or more people, each person must be aged 18 years or older
  • You must meet Bankwest's lending criteria.

After submitting the form, a member of the Business Sales Team will be in touch to discuss what works best for you and complete your application.

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How can we help?

Business Specialists Team
Speak with someone from the team today

Business Banking Specialists

Here’s how to get in touch

13 7000
Make an enquiry

Things you should know

1. One Annual reward fee is payable per Card Account if you choose to enrol your Corporate Mastercard in the Bankwest Business Rewards Program. Business Rewards Points are earned in accordance with and subject to the Bankwest Business Rewards Terms and Conditions (PDF). Exclusions and limitations apply. Business Rewards points are earned on eligible purchases only. Points earned and redemption values subject to change. Business Rewards points (outside any bonus points) will only be credited to your account once your account has been opened for at least two months.

2. You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 20 of our Corporate Mastercard Terms and Conditions (PDF) further outlines how this interest free period is calculated.

3. Fee waived if spending exceeds $10,000 p.a.

4. Fee waived if spending exceeds $25,000 p.a.

For the Corporate Mastercard, the chosen accountholder takes liability for all transactions on the account, including those made by additional cardholders.

The chosen accountholder is the person, company, partnership, trust, club or association that has been identified as the ‘accountholder’ when the card was originally applied for. Where the accountholder is one or more individuals, each individual must be aged 18 years or older.

Mastercard and the Mastercard brandmark are registered trademarks and the circles design, tap & go and Smart Data are trademarks of Mastercard International Incorporated.