Alerts
Create alerts for 24/7 monitoring and budget tracking. You can customise the type and frequency of alerts and tailor them to transaction type, merchant type and specific merchants.
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Corporate Mastercard®
Our corporate credit card offers flexible solutions to manage employee and business expenses, to help give you control and flexibility.
Benefits
Unlimited card holders and personalisation
Have as many cards as you need and personalise them with your business name for no extra cost.
Set card spending limits
Stay in control with the ability to set spend limits for each cardholder.
Optional rewards program
Earn points on eligible purchases with Bankwest Business Rewards. 1 ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 4 of the Corporate Mastercard Terms and Conditions (PDF).
Up to 50 days interest free on purchases
Enjoy no interest on purchases for up to 50 days. 2 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 20 of our Corporate Mastercard Terms and Conditions (PDF) further outlines how this interest free period is calculated.
Access to Mastercard Smart Data™
Helping you to monitor and control business spending.
Save on fees in your first year
We'll waive your annual facility fee in your first year.
Exciting changes are coming…
From December 2021, we’ll be making changes to our Corporate Rewards redemption options. We’ll let you know the details of these changes closer to the date. But for now, you can continue to redeem your More Rewards points as normal.
What’s Mastercard Smart Data™ for Business?
The Mastercard expense management system available for use with the Corporate Mastercard. This web-based application helps you see where money is being spent, on what and by whom.
Reporting
Create standard or custom reports so you can budget, track trends and analyse spending patterns. You can access up to 36 months of archived data for reports, and create them based on merchant category spend.
There are two types of Corporate Mastercard
Corporate
Earn 1 point per $1 spent on eligible purchases 1 ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 4 of the Corporate Mastercard Terms and Conditions (PDF).
Executive
Earn 1.5 points per $1 spent on eligible purchases 1 ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 4 of the Corporate Mastercard Terms and Conditions (PDF).
Rates and fees
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| Rates | |
|---|---|
| Rate type | Rate |
| Ongoing rate (balance transfers, cash advances and purchases) | 17.99% p.a. |
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| Fees | |
|---|---|
| Fee type | Amount |
| Annual facility fee | $0 first year, $99 ongoing |
| Annual card fee (Corporate card) 3 Fee waived if spend exceeds $10,000 p.a. | $39 |
| Annual card fee (Executive card) 4 Fee waived if spend exceeds $25,000 p.a. | $69 |
| Annual reward fee (Corporate card) 1 | $39 |
| Annual reward fee (Executive card) 1 | $69 |
| Foreign transaction fee ? | 2.95% of transaction amount |
| Cash advance fee |
2% of transaction amount or $4 (whichever is greater) |
| Overlimit administration fee ? Payable for each statement period that you exceed your credit limit. | $10 per statement period |
| Late payment administration fee ? When the minimum payment is not processed by the due date. | $35 per statement period |
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Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
The below documents make up the Corporate Mastercard terms and conditions.
Enquire today
Check your eligibility
- Available to sole proprietors, companies, trusts, partnerships, clubs and other associations
- Where the accountholder is one or more people, each person must be aged 18 years or older
- You must meet Bankwest's lending criteria.
After submitting the form, a member of the Business Sales Team will be in touch to discuss what works best for you and complete your application.
How can we help?
Speak with someone from the team today
Business Banking Specialists
Here’s how to get in touch
- One Annual reward fee is payable per Card Account if you choose to enrol your Corporate Mastercard in the Bankwest Business Rewards Program. Business Rewards Points are earned in accordance with and subject to the Bankwest Business Rewards Terms and Conditions (PDF). Exclusions and limitations apply. Business Rewards points are earned on eligible purchases only. Points earned and redemption values subject to change. Business Rewards points (outside any bonus points) will only be credited to your account once your account has been opened for at least two months.
- You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 20 of our Corporate Mastercard Terms and Conditions (PDF) further outlines how this interest free period is calculated.
- Fee waived if spending exceeds $10,000 p.a.
- Fee waived if spending exceeds $25,000 p.a.
For the Corporate Mastercard, the chosen accountholder takes liability for all transactions on the account, including those made by additional cardholders.
The chosen accountholder is the person, company, partnership, trust, club or association that has been identified as the ‘accountholder’ when the card was originally applied for. Where the accountholder is one or more individuals, each individual must be aged 18 years or older.
Mastercard is a registered trademark, and the circles design, Tap & go and smart data are trademarks of Mastercard International Incorporated.