Complete Home Loan Package

With up to 9 offset accounts and the option to add a credit card, your customers can now enjoy even more flexibility.

Our Complete Home Loan Package options

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Comparison rate warning:

Comparison rate is calculated on the statutory assumption of $150,000 loan over 25 years but the minimum required loan amount is $200,000 for the Complete Home Loan Package. Different rates apply for different loan amounts and may depend on the duration of a fixed rate period or the ratio of the loan amount to the property value. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

How our Complete Home Loan Package works

For an annual package fee of $395, customers get a Complete Variable or Complete Fixed Home Loan, plus the flexibility to add on features to help them manage their mortgage and money their way.

They can choose to add...

Up to 9 offset accounts per loan

Customers can split their money into multiple offset accounts to help them manage their money while saving on home loan interest. They'll pay no monthly offset fees, and they can easily open single and joint offset accounts in the Bankwest App. Other fees and charges may apply. 1 Offset Transaction Account must be held in the same name as the loan account. Maximum 40% offset is available with our Complete Fixed and Fixed Rate home loans. Other exclusions apply. Account holders must be 18 years or older. Other fees and charges may apply. Credit interest is not payable on this account. Where a monthly offset fee applies, it will apply to each offset account held.

An eligible credit card

Customers can enjoy our low ongoing purchase rate with Breeze Mastercard® (Classic or Platinum), or earn points on their eligible purchases with Bankwest More Mastercard (Classic, Platinum or World) or Bankwest Qantas Mastercard (Platinum or World).

Your customer can pick one to suit their needs and pay no annual credit card fee. Other fees and charges may apply. 3

More good stuff to suit your customers’ needs

Choose a variable, fixed or split loan

Choose a Complete Variable or Complete Fixed Home Loan or split between them. Customers can also switch between the two at any time later. Other fees and charges, like break fees of a fixed rate loan, may apply.

Flexible repayments

Your customer can choose their repayment frequency, as long as they meet their minimum monthly repayments.

Home loan redraw

Access extra repayments when you need, with a variable rate home loan. 4

Save on fees

$0 home loan application fee and property valuation fees. Other fees and charges may apply.

Need help?

Talk to your BDM or visit the contact us page.

  1. Offset Transaction Account must be held in the same name as the loan account. Maximum 40% offset is available with our Complete Fixed and Fixed Rate home loans. Other exclusions apply. Account holders must be 18 years or older. Other fees and charges may apply. Credit interest is not payable on this account. Where a monthly offset fee applies, it will apply to each offset account held.
  2. If your customer takes out a Bankwest home loan for investment purposes, they will be contacted by DEPPRO Pty Ltd. Bankwest does not endorse or approve the depreciation schedule prepared by DEPPRO Pty Ltd.
  3. Under the package, only one optional Bankwest Qantas Mastercard, Bankwest More Mastercard or Breeze Mastercard account is allowed per customer. Minimum credit limit is $3,000 for the Bankwest Qantas Platinum Mastercard, $1,000 for the Bankwest More Classic Mastercard and the Breeze Classic Mastercard, and $6,000 for the Bankwest More Platinum Mastercard and Breeze Platinum Mastercard, and $12,000 for the Bankwest More World Mastercard and Bankwest Qantas World Mastercard.
  4. For loans requiring two or more people to authorise changes or payments, you won't be able to redraw through the Bankwest App or online banking.
    Redraw is not available while an account is on a Fixed Rate. This feature will be available once the Fixed Rate term ends. Eligible customers who receive a cashback payment into their Fixed Rate home loan account can access those funds upon request.

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