No fees at major bank ATMs

Bankwest Zero Transaction Account

Living without fees is enough to make anyone happy. The Bankwest Zero Transaction Account gives you free access to your money at Bankwest, CBA, Westpac, NAB and ANZ branded ATMs across Australia.

Even better, it offers unlimited free electronic transactions, no maintenance fees, an optional cheque book and MasterCard Debit Card access. Perfect.

Apply today for the freedom to access your money fee free.

*Overseas ATM access fees and foreign transaction fees may apply.

Frequently Asked Questions

What ATMs can I use for free on this account?

The Bankwest Zero Transaction Account gives you free access to all major bank ATMs Australia wide - that's 10,000 Bankwest, CBA, Westpac, NAB and ANZ branded ATMS.

Can I use St George's ATMs for free?

No, even though St George is now owned by Westpac, the Zero Transaction Account only allows free access to Bankwest, CBA, Westpac, NAB and ANZ branded ATMs, which represents a network of over 10,000 ATMs.

How many free transactions will I get per month on the account?

The account comes with unlimited free transactions. This means you can make as many transactions using EFTPOS, selected ATMs, online and phone banking transfers for free. Even better, there is no charge for performing a withdrawal at any Bankwest store.

Will I pay BPAY or Pay Anybody fees?

No, these types of transactions are free with the Zero Transaction Account. You can complete BPAY and Pay Anybody transactions via online banking.

Are there any fees payable if I need to set up a Periodical Payment on my account?

Yes, we charge a small service fee for each periodical payment processed on your account. To avoid this fee you can simply set up a recurring Pay Anybody transaction via our online banking.

What happens if I don't deposit the $2,000 per month?

If you fail to deposit $2,000 per month in two consecutive months, the account will automatically roll into a Lite Transaction Account (Direct Option). The easiest way to ensure you make the deposits is to have your salary directly credited to your account.

How do the other bank's ATMs know to charge me the Direct Charge or not?

When using non-Bankwest/CBA ATMs the Direct Charge will be displayed on the screen and as a Zero Transaction Account customer, you will need to select 'YES' to accept this fee. Bankwest will absorb the fee so it won't be debited to your account for all transactions made at Westpac, NAB and ANZ branded ATMs. The Direct Charge fee will be debited from your account when you use any other ATMs.

Our Awards

Bankwest won Bank of the Year at the AFR Smart Investor Blue Ribbon Awards.

Security Guarantee

We guarantee your money and personal details will be safe when you use Bankwest Online Banking.