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Business Loans

Achieve your business goals sooner with our wide range of business loans.

how can we help?

low interest rate

Looking for a low rate loan?

Enjoy a low interest rate and flexible repayment options


Whether you’re expanding your business, buying new premises or restructuring your finances, find a low rate loan to suit your business.

repayment calculator
 
fixed rate

Looking for a fixed rate loan?

Enjoy the security of a fixed interest rate to better manage your cash flow

repayment calculator
 
line of credit

Looking for the flexibility of a line of credit?

Enjoy flexibility and control

Repayments are not required as long as you stay within your agreed limit.

repayment calculator
equipment finance

Looking to purchase a vehicle or equipment for your business?

Enjoy up to 100% finance

Get the equipment you need, minimise your upfront costs and manage your cash flow.

tangible
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1292503673225
Business Low Rate Loan
1292503673225
Business FeeSaver Loan
1292503673248
Business Fixed Rate Loan
1292503673273
Business Equity Line
1292503673273
Business Overdrafts
1292503673248
1292509712443
Equipment & Asset Finance
Save on Interest
Save on Fees
Secure Your Rate
Flexible Line of Credit
Cash Flow Safety Net
Hire Purchase, Leasing and Loans
 
what do you get?

a low rate loan with repayment options to suit your cash flow

a flexible loan with no establishment fee and no ongoing maintenance fee

repayment certainty with a fixed rate for 1 to 5 years

a flexible business line of credit, as and when you need it

boost your working capital and support your cash flow

a simple way to fund up to 100% of your new assets

 
rate

4.59% p.a. indicative variable rate1

5.80% p.a. indicative variable rate^

call 13 7000 for details

7.86% p.a. indicative variable rate^

various interest rates apply, view our rates

 
minimum loan amount

$10,000

$10,000

$10,000

$10,000

$5,000

$10,000

 
loan maintenance fee

$20 per month

$0

$20 per month

$400 per annum

0.3% of limit (minimum $50) per quarter

x

 
security

residential and commercial property

residential and commercial property

residential and commercial property

residential and commercial property

residential and commercial property

vehicles and machinery

 
maximum loan to value ratio (LVR)

up to 80%*

up to 80%*

up to 80%*

up to 80%*

up to 80%*

up to 100%

 
interest only option

up to 5 years

up to 5 years

up to 5 years

Available
Available

x

 
 
learn more
learn more
 
view more features & rates
 

1 The indicative variable rate will apply to new borrowings for Business Low Rate loans approved by us until 28 October 2016 (unless the offer is withdrawn sooner). The indicative variable rate is a discounted rate based on our Business Low Rate and may vary subject to a full credit assessment and security cover ratio.


^ Rate applies to new borrowings only. A margin may apply based on full credit assessment and security cover ratio.


* Maximum lending value ratio varies and is lower for commercial property.


Bankwest acts as the agent for the Commonwealth Bank for the origination of equipment and asset finance.

Bankwest SWIFT code: BKWAAU6P | Find your BSB by logging into Online Banking.

© 2016 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.