Protect your business
Insurance cover for tradies is very important. What happens if you’re injured or your tools are stolen? Will you be allowed on site if you don’t have suitable insurance? Get peace of mind knowing you are protected.
Our partners at QBE will build your trades insurance package to suit your needs, including cover for:
Buildings, contents and stock against fire, impact, storm, vandalism, explosion and other perils. Plus architects, surveyors and legal costs, removal of debris and temporary protection of their premises.
For example a fire damages your business premises. QBE will cover the costs of repairing your premises and replacement/reimbursement for your contents and stock.
Legal liability to pay compensation for personal injury or property damage, including optional extensions relevant to specific electrical and motor trade occupations.
For example a member of the general public trips and falls while on your business premises. QBE will cover the legal cost and damages if you are found liable.
Property used away from the business premises, such as tools of trade, laptops and mobile phones.
For example your laptop is stolen from your locked vehicle. Where this item has been specified in the Schedule QBE will replace the laptop including any carry case.
Professional fees paid in connection with an audit or investigation related to liability to pay tax.
For example your business is being audited by the ATO. QBE will pay for fees of an accountant engaged by you in connection with the audit.
Loss or damage to goods while in transit by road, anywhere in Australia, on a vehicle owned or operated by the insured.
For example your goods are damaged in a collision whilst in transit in your vehicle. QBE will pay to replace the items damaged by you.
Investigation and defence expenses, including some penalties, arising from any breach of environmental or occupational health and safety legislation.
For example your business is being sued for breaching OH&S legislation. QBE will pay for the investigation and defence costs.
Employment related wrongful acts committed against an employee.
For example your business is being sued for defamation. QBE will pay the damages awarded against you, if you are found liable.