MasterCard® Low Rate

No annual fee for the first year

New customers only. T&Cs apply.


  • Fast online application process. Apply today!
  • Up to 3 additional cardholders for free
  • Up to 55 days interest free on purchases#
MasterCard® Low Rate

Looking for a credit card where you'll save heaps on interest? You've found it. Our Low Rate MasterCard® offers you our low ongoing purchase rate, plus our low annual fee.

Manage your expenses and cash flow

With our low annual fee, this credit card is ideal if you have a small to medium sized business and want help managing your expenses and cash flow. We give you:

  • $0 annual fee for the first year. New customers only. T&Cs apply.
  • Our low ongoing purchase rate
  • Fast online application process. Apply today!
  • Up to 3 additional card holders for free
  • 24/7 access to MasterCard Worldwide Emergency Services for lost or stolen cards and emergency cash advances whilst travelling overseas

Fast online application process. Apply today!




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Annual fee is waived for the first year for new Business Low Rate Mastercard applications received from 8 May 2017 until 8 August 2017 (annual fee will apply to applications received outside these dates). Annual fee will be payable after the first year and in subsequent years after the anniversary of the card opening.

# Interest free days applies to credit purchases only, when the closing account balance of that statement of account, including the full closing account of the immediately preceding statement of account has been paid in full by the due date. Excludes cash advances. Interest on cash advance transactions is calculated from the date the transaction is debited to your card account.

The primary cardholder takes personal liability for all transactions on the account.

Mastercard, World Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated.

© 2017 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.