Smart eSaver

variable Smart rate on balances up to $500,000
  • Earn the variable Smart rate each month you don’t dip into your savings
  • Standard variable rate of 0.01% p.a. applies each month you make a withdrawal
  • Exclusive to customers holding a Bankwest transaction account
Smart eSaver


Balance from… Smart rate Standard rate
$0 up to $500,000
2.10 % p.a.
0.01 % p.a.
$500,000 up to $5,000,000
1.75 % p.a.
0.01 % p.a.

The above rates are variable and are calculated daily and paid on the first business day of the following month. Interest is calculated at the applicable rate on the portion of the balance which falls within each of the tiers.


Description Fee
Paper Statement Fee – effective 13 February 2017 $1.25 per statement (avoid this fee with eStatements)

Fees which may be incurred are listed in the Smart eSaver Product Disclosure Statement .

I already have a Bankwest transaction account - I’m ready to apply!

existing online banking customers only

I don’t have a Bankwest transaction account

^ Fees may apply to linked account.

Limit of one account per customer.

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Bankwest SWIFT code: BKWAAU6P | Find your BSB by logging into Online Banking.

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