Smart eSaver

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4.25%p.a.
smart rate (variable)
  • earn the variable Smart Rate of 4.25% p.a. each month you make no withdrawals
  • if you make a withdrawal you will receive the standard variable rate of 0.01% p.a. for the month
  • no minimum monthly deposit
Smart eSaver

Get a better return if you don’t touch your savings

Need an incentive to leave your savings alone to grow? Our online Smart eSaver is it.

Every month you don’t touch your savings, you’ll earn the variable Smart Rate of 4.25% p.a. Any month that you need to dip into your savings, you’ll receive our variable Standard Rate of 0.01% p.a. But don’t worry, next month you can earn the Smart Rate again.

As this is an online savings account, you’ll need a linked account to withdraw cash. However you can access your savings 24/7 using online banking.

Smart eSaver’s nifty features:

  • no fees
  • 24/7 online access to your money
  • interest calculated daily and paid monthly
existing online banking customers only

^Fees may apply to linked account

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