Smart eSaver

variable Smart rate on balances up to $500,000
  • Earn the variable Smart rate each month you don’t dip into your savings
  • Standard variable rate of 0.01% p.a. applies each month you make a withdrawal
  • Exclusive to customers holding a Bankwest transaction account
Smart eSaver

Get a better return if you don’t touch your savings

Need an incentive to leave your savings alone to grow? Our online Smart eSaver is it.

Every month you don’t touch your savings, you’ll earn the variable Smart rate. Any month that you need to dip into your savings, you’ll receive our variable standard rate (currently 0.01% p.a.). But don’t worry, next month you can earn the Smart rate again.

Saving with us is easy

  • No monthly account maintenance fees^
  • No monthly deposit requirement
  • $2 million daily transaction limit for withdrawals
  • $5 million investment limit
  • Interest calculated daily and paid monthly
  • 24/7 access to your money via phone, online banking or our highly rated app

From 13 February 2017 , new accounts opened will receive eStatements via Bankwest Online Banking – a quick, secure and easy way of receiving your statements. Customers who opt to receive a paper statement from this date may be charged. Existing accounts will be progressively switched to eStatements from this date. Exemptions apply.

Our award winning Bankwest Easy Alerts help you keep on top of your everyday banking by providing updates on your personal transaction and saving accounts*. Find out more about Bankwest Easy Alerts.

This account is limited to one per customer.

This account is designed to link to a Bankwest transaction account.

I already have a Bankwest transaction account - I’m ready to apply!

existing online banking customers only

I don’t have a Bankwest transaction account

The CANSTAR Innovation Award was awarded on 11 April 2016 for the Bankwest Easy Alerts

* Limited alerts are also available for credit card transactions. You must have access to Bankwest mobile online banking, and download enable the Bankwest Easy Alerts app via the Bankwest App to receive the alerts. Terms of Use apply for Bankwest Easy Alerts. Bankwest Easy Alerts are currently supported on iOS7 and Android 4 devices and above. Bankwest Easy Alerts are not available on Windows phones and tablets.

^ Fees may apply to linked account.

Limit of one account per customer.

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Bankwest SWIFT code: BKWAAU6P | Find your BSB by logging into Online Banking.

© 2017 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.