Smart eSaver

2.45%p.a.
variable Smart rate on balances up to $500,000
  • Earn the variable Smart rate each month you don’t dip into your savings
  • Standard variable rate of 0.01% p.a. applies each month you make a withdrawal
  • Exclusive to customers holding a Bankwest transaction account
Smart eSaver

Get a better return if you don’t touch your savings

Need an incentive to leave your savings alone to grow? Our online Smart eSaver is it.

Every month you don’t touch your savings, you’ll earn the variable Smart rate. Any month that you need to dip into your savings, you’ll receive our variable standard rate (currently 0.01% p.a.). But don’t worry, next month you can earn the Smart rate again.

Saving with us is easy

  • No monthly account fees^
  • No monthly deposit requirement
  • $2 million daily transaction limit for withdrawals
  • $5 million investment limit
  • Interest calculated daily and paid monthly
  • 24/7 access to your money via phone, online banking or our highly rated app

This account is limited to one per customer.

This account is designed to link to a Bankwest transaction account.

I already have a Bankwest transaction account - I’m ready to apply!


existing online banking customers only

I don’t have a Bankwest transaction account





^ Fees may apply to linked account.

Limit of one account per customer.

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Bankwest SWIFT code: BKWAAU6P | Find your BSB by logging into Online Banking.

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