Simply enable the PIN Login feature
However, if you need access to the full version of Bankwest Online Banking, or you conduct a credit card transaction when you make a purchase on selected online retailers, you will need to enable International Roaming^ with your mobile carrier to ensure you can receive SMS Codes .
If you do not wish to use International Roaming, call us on 13 17 19 before you depart to arrange a temporary exemption. Temporary exemptions will allow you to use your ‘Secret Questions’ to complete the following payments in Online Banking:
Look for an ATM with a MasterCard logo and select 'Credit' to withdraw from your account. You can withdraw up to $1,000 Australian dollars in local currency per day, however overseas fees and charges may apply.
You can also use your card to pay for transactions by selecting 'Credit' and entering your PIN. Many countries require a PIN and won't accept signatures for authorisation. If you're using contactless payment just 'tap' your card on the card reader for purchases of $100 or less.
You may withdraw up to $1,000 Australian dollars in local currency per day, or $1,500 with a Platinum credit card at any ATM with a MasterCard logo. Just remember - this is a "cash advance" so restrictions and fees may apply.
You can also use your card to pay for transactions by selecting 'Credit' and entering your PIN.
When you use your accounts overseas you may be subject to fees and charges for certain transactions and withdrawals.
Foreign Transaction Fee - applies to each transaction occurring outside Australia. This fee is waived for Bankwest Platinum MasterCard
Overseas ATM Access Fee - applies to each cash advance transaction, balance enquiry and denied transactions using overseas ATMs with a Debit MasterCard. If you have a Bankwest Qantas Transaction Account or Rewards Transaction Account this fee is waived.
Cash Advance Fee - applies to withdrawing cash from your credit card. Interest charges may also apply.
Refer to your account Product Schedules to find out which fees may apply.
^International roaming may be subject to charges for calls, voicemail services, messaging and data use. Please check with your provider. In some countries use of their network may also result in charges.
MasterCard is a registered trademark of MasterCard International Incorporated