Car Insurance


It’s easy to keep you moving


  • Your premium will be calculated with a discount of up to 10% if you apply online*
  • Flexibility to increase your cover or reduce your premium
  • Pay monthly for no additional premium

Car Insurance

Cover to suit your circumstances

Comprehensive Cover

Cover for collision or impact damage, theft, malicious damage, fire, storm, hail and flood.

Some of the benefits included at no additional cost are:

  • Hire car following a theft
  • Towing and storage costs
  • Transportation and emergency accommodation costs
  • Emergency repairs

You can also choose to add the following Policy Options to your cover, at an additional cost:

  • Hire car following an incident
  • Removal of basic excess for windscreen and window glass claims
  • No claim discount protection
  • Restricted driver option

Third Party Property Damage Fire and Theft Cover

Cover for your vehicle if it’s damaged by fire or theft. It also includes legal liability cover for other people’s property, up to the value of $20 million.

Some of the benefits included at no additional cost are:

  • Liability for damage caused to other people’s property caused by a substitute vehicle
  • Towing and storage costs
  • Uninsured motorist extension, up to $4,000
  • Temporary cover for a replacement vehicle

Third Party Property Damage Cover

Cover for damage your vehicle causes to other people’s property, up to the value of $20 million. Some of the benefits included at no additional cost are uninsured motorist extension, up to $4,000 and temporary cover for a replacement vehicle.


Important things you should know: This insurance is issued by Commonwealth Insurance Limited ABN 96 067 524 216/AFSL 235030 (CIL). CommInsure is a registered business name of CIL. CIL is a wholly owned nonguaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124/AFSL 234945 (the Bank) and is the insurer for the CommInsure Car Insurance policy. The Bank and its related entities are jointly referred to as the Group. Bankwest, a division of the Bank, is a distributor of CIL’s insurance products. The Group (other than CIL) does not guarantee the obligations or performance of CIL or the products it offers. This information is provided by CIL and has been prepared without considering your objectives, financial situation or needs. Before acting on this information you should consider the appropriateness of the product with regards to your personal circumstances. You can download a Product Disclosure Statement (PDS) and Financial Services Guide (FSG) by clicking on the links, at any store or by calling 13 17 19 for a paper copy and should be considered before making any decision about these products. Bankwest will receive a commission payment of up to 20% of the premium for arranging a policy sale. To find out how we manage your personal information, please see our privacy policy.

* This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless we have advised in the promotional offer that this discount will apply. We may remove or change this discount effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.

O'Brien® is a registered trademark of O'Brien Glass Industries Limited.

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© 2016 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.