fixed rate home loans

If stability is what you’re after then a fixed rate home loan can give you peace of mind. Take comfort in knowing that even if rates rise, the interest you pay on your fixed loan will remain constant.

Why go fixed?

  • helps you plan your budget because you know exactly how much you will be paying. Your repayments will be locked in, based on the same interest rates for an agreed term (1 to 5 years)
  • you will have free access to our 40% offset facility during the loan term
  • make extra repayments of up to $10,000 each year, effectively allowing you to pay off your loan quicker
  • protects you against future interest rate hikes by locking in the same interest rate for an agreed set term

Get the best of both worlds and split between a fixed & variable loan

Just because you like the features of our variable rate home loans, that doesn't mean you shouldn't get the benefits of a fixed loan! Our split loan allows you to fix part of your home loan and leave the rest variable. The result is certainty over repayments for the portion of your loan that is fixed, plus the benefits of flexibility over repayments and competitive interest rates for the variable portion.

Need more information? Why not request a call to discuss your options?

Package your home loan

Complete Home Loan Package allows you to combine your eligible choice of a fixed, variable or equity home loan, platinum credit card and offset transaction account* into one flexible package.

*Offset Transaction Account not available with Complete Equity Loan.

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