Our discounted home loan

 
Premium Select Home Loan

Premium Select Home Loan Rates

Rates
Variable rate
4.02 % p.a.
Comparison rate
4.03 % p.a.

Various tiers apply
For owner-occupiers## borrowing up to 80% of the property value^^

Advertised rates applicable for new lending only.

Rates for owner occupiers##

Borrowing up to 80% of property value

Your Loan Size Variable Rate Comparison Rate
$20k to $500k 4.02% p.a. 4.03% p.a.
$500k to $750k 4.02% p.a. 4.03% p.a.
$750k to $1M 4.02% p.a. 4.03% p.a.
$1M to $1.5M 4.02% p.a. 4.03% p.a.
$1.5M + 4.02% p.a. 4.03% p.a.

Borrowing between 80% and 90% of property value

Your Loan Size Variable Rate Comparison Rate
$20k to $500k 4.14% p.a. 4.15% p.a.
$500k to $750k 4.14% p.a. 4.15% p.a.
$750k to $1M 4.14% p.a. 4.15% p.a.
$1M to $1.5M 4.14% p.a. 4.15% p.a.
$1.5M + 4.14% p.a. 4.15% p.a.

 

Rates for investment purposes

Borrowing up to 80% of property value

Your Loan Size Variable Rate Comparison Rate
$20k to $500k 4.74% p.a. 4.75% p.a.
$500k to $750k 4.74% p.a. 4.75% p.a.
$750k to $1M 4.74% p.a. 4.75% p.a.
$1M to $1.5M 4.74% p.a. 4.75% p.a.
$1.5M + 4.74% p.a. 4.75% p.a.

Borrowing between 80% and 90% of property value

Your Loan Size Variable Rate Comparison Rate
$20k to $500k 4.84% p.a. 4.85% p.a.
$500k to $750k 4.84% p.a. 4.85% p.a.
$750k to $1M 4.84% p.a. 4.85% p.a.
$1M to $1.5M 4.84% p.a. 4.85% p.a.
$1.5M + 4.84% p.a. 4.85% p.a.

 

Fees

Description Fee
Standard Home Loan Application Fee (#1)

Application fee waived, save $695  
$695

$0
Transfer Fee
$95
Portability Fee
$350
Home Loan Access
$10
Progress Payment Fee
$80
Security Assessment Progress Inspection Fee
$118.50

#1 - Includes legal fees for standard mortgage preparation and one standard valuation fee. Any amount in excess of the standard fees are to be met by the customer. The amount charged may vary depending on the type of valuation, the location of the property or the loan amount sought.
Fees subject to change without prior notice. NOTE: Other Government and Bank fees may be payable. This schedule is intended for new borrowings only. Terms and conditions are available on request. To find out more information, call the Bankwest Customer Help Centre, or visit any Bankwest store.

Other fees may apply. A full list of fees will be set out in your home loan contract.

 

existing online banking customers only

quick to complete
obligation free quote
response within one business day

key facts sheet ›

 

## This rate is for owner occupiers only. Where the predominant purpose of the loan is for investment purposes then you will not be eligible for this rate. Note: investment purpose includes but is not limited to, funds for shares, land, construction or an established dwelling (including re-finance of investment loans) for investment purposes.

^^ Owner occupiers borrowing between 80% and 90% of the property value different rates and comparative rates apply. Investors can only borrow up to 90% of the property value.

Comparison rate based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Offset facility not available to companies, businesses and trading family trusts.

 

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