Just because you are self-employed or have an irregular income, doesn’t mean you can’t make regular loan repayments. Our Low Doc Home Loan gives you serious credit for being able to manage your cash flow. We’ll lend you up to 80% of your property’s value (conditions apply), with verification of your income by your accountant. You simply need to declare what you tell us is correct and that you can service the loan.
Borrow 60% or less of the property value for a low 6.48% p.a. interest rate.
To make your life even easier, you also have the option of interest only repayments (conditions apply), a 100% offset facility where your savings are linked to reduce the amount of interest you pay, and free online withdrawals of any surplus repayments you make.
Comparison rate based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Come to us or we'll come to you
Helping you through the home loan process.
© 2012 Copyright Bank of Western Australia Ltd (Bankwest) ABN 22 050 494 454 AFSL / Australian credit licence 236872. All rights reserved.To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). These products are issued by Bankwest unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.
As you make your way around our site, you'll see that our personal banking products include home loans, credit cards, personal loans, savings and term deposits, everyday accounts, insurance and online banking. In business finance, we can help you with business loans, rural finance and options for your agribusiness needs. And don’t forget our business credit cards, business savings accounts, and business accounts.
