Fixed Rate Home Loan

  • Take advantage of our low rate and choose to fix between 1-5 years
  • Reduced $295 application fee – save $400
  • Up to 90% loan to value ratio for owner occupied loans
  • Up to 90% loan to value ratio for investment purposes

Fixed Rate Home Loan Rates

Fixed rate (2 year term for owner occupiers##)
4.05 % p.a.
Comparison rate
5.15 % p.a.

Rates for owner occupiers##

Fixed term Fixed rate Comparison rate
1 year 4.31% p.a. 5.28% p.a.
2 years 4.05% p.a. 5.15% p.a.
3 years 4.19% p.a. 5.09% p.a.
4 years 4.45% p.a. 5.10% p.a.
5 years 4.49% p.a. 5.06% p.a.

Rates for investment purposes

Fixed Term Fixed rate Comparison rate
1 year 4.41% p.a. 5.71% p.a.
2 years 4.50% p.a. 5.61% p.a.
3 years 4.54% p.a. 5.52% p.a.
4 years 4.70% p.a. 5.49% p.a.
5 years 4.84% p.a. 5.47% p.a.


Description Fee
Standard Home Loan Application Fee (#1)

Application fee reduced, save $400

Transfer Fee
Portability Fee
Loan Maintenance Fee (per month)
Home Loan Access
Progress Payment Fee
Security Assessment Progress Inspection Fee


## This rate is for owner occupiers only. Where the predominant purpose of the loan is for investment purposes then you will not be eligible for this rate. Note: investment purpose includes but is not limited to, funds for shares, land, construction or an established dwelling (including re-finance of investment loans) for investment purposes.

#1 - Includes legal fees for standard mortgage preparation and one standard valuation fee. Any amount in excess of the standard fees are to be met by the customer. The amount charged may vary depending on the type of valuation, the location of the property or the loan amount sought.
Fees subject to change without prior notice. NOTE: Other Government and Bank fees may be payable. This schedule is intended for new borrowings only. Terms and conditions are available on request. To find out more information, call the Bankwest Customer Help Centre, or visit any Bankwest store.


Other fees may apply. A full list of fees will be set out in your home loan contract.

Comparison rate based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.


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© 2017 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.