Fixed Rate Home Loan small print

At the end of the fixed rate period you may be able to fix the rate at a new fixed interest rate for a further period. If a further fixed rate is not entered into you will revert to the Mortgage Shredder Reference Rate , and the rate reverted to will be dependent on the purpose of the loan (and monthly offset fee may apply). The Bankwest Fixed Rate is only available to individuals, trusts and non-trading companies. Minimum loan amount is $20,000. Lending criteria and fees and charges apply. Terms and conditions apply and are available on request.

Additional margins apply on selected fixed rate terms when the loan purpose is for investment purposes. This includes but is not limited to, funds for shares, land, construction or an established dwelling (including re-finance of investment loans) for investment purposes. Where a loan contains multiple purposes, if any purpose is for investment purposes then the additional margin will apply to the whole facility.

Optional offset facility – with an Offset Transaction Account

You should consider the Product Disclosure Statement (PDS) and whether the product is right for you. A PDS is available from your local Bankwest store, from bankwest.com.au, or by calling
13 17 19. $10 per month offset fee applies at the end of the fixed term.

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Bankwest SWIFT code: BKWAAU6P | Find your BSB by logging into Online Banking.

© 2016 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.