Fixed Rate Home Loan

  • Take advantage of our low rate and choose to fix between 1-5 years
  • Reduced $295 application fee – save $400
  • Up to 90% loan to value ratio for owner occupied loans
  • Up to 90% loan to value ratio for investment purposes

Lock in your loan with our low fixed rates

If having the certainty of knowing what your monthly repayments are is important to you, why not consider a fixed home loan?

Save $400 with a reduced application fee.

You can choose from weekly, fortnightly or monthly repayments to help you manage your monthly budget.

How a Fixed Rate home loan can help you save:

  • Manage your home loan repayment budgets for up to 5 years<
  • Optional 40% offset facility with the Offset Transaction Account (no monthly offset fee during the fixed term)
  • Extra repayments up to $10,000 a year

Perfect for:

  • Purchasing or refinancing your home
  • Purchasing an investment property
  • Switching to Bankwest or refinance an existing Bankwest home loan

If you’re an existing online banking customer, you can apply for a Fixed Rate Home Loan within internet banking. The process is faster and easier.

existing online banking customers only

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Offset facility not available to companies, businesses and trading family trusts. A $12 per month loan maintenance fee applies. At the end of the fixed term an offset fee of $10 per month will apply if an offset account is held.



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© 2017 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.