Complete Home Loan Package

Home Loans – Package Products

Complete Variable Home Loan

4.02 % p.a.

Variable rate

4.43 % p.a.

Comparison rate

For owner-occupiers## borrowing up to 90% of the property value^^

Complete Fixed Home Loan

3.89 % p.a.

Fixed for 3 years for owner occupiers##

4.39 % p.a.

Comparison rate

What is the Complete Home Loan Package?

A truly flexible home loan package that can change as often as your needs do. Whether you are buying your first home, upgrading to a new one, investing or even refinancing, we’re making it easier with the Complete Home Loan Package. You can keep all your banking under one roof, all for one annual fee of $395 .

Choose Your Home Loan

Choose between a variable, fixed or equity loan with competitive interest rates. You can even choose to split your loan between variable, fixed and equity at no additional cost.

Rewards Credit Card

$0 annual fee on your choice of Bankwest Qantas Platinum MasterCard® or Bankwest More Platinum MasterCard® to earn rewards on your spending.

Offset Bank Account

A $0 monthly Offset Transaction Account* to reduce the interest on your Complete Variable or Complete Fixed home loan.


To find out how much you may be able to borrow, use our borrowing power calculator.


What are the benefits of the Complete Home Loan Package?

Save on Fees

  • $0 home loan application fees
  • $0 property valuation fees with your home loan application
  • $0 annual fee on your choice of a rewards credit card
  • $0 progress payment fees (for construction loans)


  • Where you currently hold a Complete Home Loan Package, pay no transfer fees to transfer to either fixed or variable packaged loans at any time (although other fees and charges, such as break fees may apply)
  • Ability to split your loan between fixed and variable, without an additional charge

Investment extras

  • For investment properties, receive a minimum 50% discount on a depreciation schedule prepared by DEPPRO# - a saving of at least $300


Advertised rates applicable for new lending only.

Visit our Key Facts Sheet Tool to find out more about the Complete Home Loan Package and other home loan products.

Package must include an eligible home loan, credit card and (unless you hold only a Complete Equity Loan) an Offset Transaction Account. Minimum loan size $200,000.
* Offset Transaction Account not available with Complete Equity Loan.
# Bankwest does not endorse or approve the depreciation schedule prepared by DEPPRO Pty Ltd.

## This rate is for owner occupiers only. Where the predominant purpose of the loan is for investment purposes then you will not be eligible for this rate. Note: investment purpose includes but is not limited to, funds for shares, land, construction or an established dwelling (including re-finance of investment loans) for investment purposes.

^^ Borrowings of between 80 and 95% of the property value different rates and comparative rates apply. Investors can only borrow up to 90% of the property value.

Comparison rate is calculated on the statutory assumption of a $150,000 loan over 25 years but the minimum required loan amount is $200,000. Different rates apply for different loan amounts and may depend on the duration of a fixed rate period or the ratio of the loan amount to the property value. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.



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© 2016 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.