Complete Home Loan Package

Home Loans – Package Products

What is the Complete Home Loan Package?

A truly flexible home loan package that can change as often as your needs do. Whether you are buying your first home, upgrading to a new one, investing or even refinancing, we’re making it easier with the Complete Home Loan Package. You can keep all your banking under one roof, all for one annual fee of $395 .

Choose Your Home Loan

Choose between a variable, fixed or equity loan with competitive interest rates. You can even choose to split your loan between variable, fixed and equity at no additional cost.

Rewards Credit Card

$0 annual fee on your choice of Bankwest Qantas MasterCard® or Bankwest More MasterCard® to earn rewards on your spending.

Offset Bank Account

A $0 monthly Offset Transaction Account* to reduce the interest on your Complete Variable or Complete Fixed home loan.


To find out how much you may be able to borrow, use our borrowing power calculator.


What are the benefits of the Complete Home Loan Package?

Save on Fees

  • $0 home loan application fees
  • $0 property valuation fees with your home loan application
  • $0 annual fee on your choice of a rewards credit card
  • $0 progress payment fees (for construction loans)


  • Where you currently hold a Complete Home Loan Package, pay no transfer fees to transfer to either fixed or variable packaged loans at any time (although other fees and charges, such as break fees may apply)
  • Ability to split your loan between fixed and variable, without an additional charge

Investment extras

  • For investment properties, receive a minimum 50% discount on a depreciation schedule prepared by DEPPRO# - a saving of at least $300


Advertised rates applicable for new lending only.

Visit our Key Facts Sheet Tool to find out more about the Complete Home Loan Package and other home loan products.

The Complete Home Loan Package is available to individuals and non-trading family trusts. Package must include an eligible home loan, credit card and (unless you hold only a Complete Equity Loan) an Offset Transaction Account. Minimum loan size $200,000.

* Offset Transaction Account not available with Complete Equity Loan.

# Bankwest does not endorse or approve the depreciation schedule prepared by DEPPRO Pty Ltd.



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