home loan products

  • Print this page

What type of home loan are you looking for? not sure?

To filter our products please enable JavaScript

  • Online Home Loan

    variable
    Online Home Loan

      • exclusive online only offer
      • no ongoing maintenance fees
      • loans from $100,000 up to $1 million
      • new borrowings only, up to 80% of property value

  • Premium Select Home Loan

    variable
     
      • 0.85% p.a. lifetime discount for borrowings up to 75% of property value
      • minimum $200,000 loan size. New borrowings only
      • free access to surplus funds with an online redraw facility

  • Premium Home Loan

    variable
     
      • 0.6% p.a. discount off the standard variable rate for the life of the loan
      • Available to customers with borrowings between $20,000 and $200,000
      • borrow up to 95% of the property value (conditions apply)

  • Super Start Home Loan

    variable
     
      • 0.8% p.a discount off the standard variable rate for the first 3 years of the loan. New borrowings only
      • no ongoing maintenance fees
      • free access to surplus funds with an online redraw facility

  • Rate Cutter Home Loan

    variable
     
      • discount increasing to 0.80% p.a. off the standard variable rate from year 5 onwards
      • no monthly maintenance fees
      • 100% offset facility available with a Bankwest Zero Transaction Account

  • Fixed Rate Home Loan

    fixed
     
      • a fixed rate for 1 to 5 years
      • reduce your interest with optional offset account
      • extra repayments up to $5,000 a year

  • Mortgage Shredder Variable Intro Home Loan

    fixed
     
      • 1% p.a. discount off the standard variable rate for the first 12 months
      • optional linked offset account to reduce interest
      • shred interest with a 100% offset facility

  • Mortgage Shredder Home Loan

    variable
     
      • if new to Bankwest, borrow up to 95% of your property value
      • optional linked offset account to reduce interest
      • optional 100% offset facility to reduce your interest

  • Lite Home Loan

    variable
     
      • basic no frills variable rate loan
      • application fee refunded on 3rd anniversary of the loan
      • no ongoing maintenance fees

  • Low Doc Home Loan

    variable
     
      • Borrow 60% or less of the property value for a low 6.48% p.a. interest rate
      • Minimal paperwork for self employed
      • No ongoing maintenance fees

  • Seniors Equity Release Home Loan

    variable
     
      • top up your retirement income with extra cash
      • no repayments required during the life of the loan
      • borrow up to 25% of the value of your home

  • Equity Access Home Loan

    variable
     
      • borrow up to 90% of the equity in your home
      • can be used as a transaction account, with ATM and cheque book access
      • interest can be reduced by depositing your savings or salary

compare home loans

compare home loans

To compare our products please enable JavaScript

Home Loan Specialists

Come to us or we'll come to you

Home Loan Specialists


Helping you through the home loan process.

Home Loan Key Facts Sheets

what you will need


Get the facts before you get a home loan

Happy Banking: An initiative from Bankwest