on balances up to $5,000
Credit interest paid on this account is variable and is calculated daily and paid monthly.
|Hero Transaction Account||Interest rate|
|$0 up to $5,000||
1.50 % p.a.
|$5,001 or more||
0.00 % p.a.
Interest is calculated at the applicable rate on the portion of the balance which falls within each tier.
|Monthly account maintenance||
$0 monthly maintenance fees when you deposit at least $2,000 per month (e.g. salary)
|Foreign exchange fee||2.95% of the transaction amount|
|Overseas ATM access fee||$5.00 per transaction|
|Paper Statement Fee – effective 13 February 2017||$1.25 per statement (avoid this fee with eStatements)|
There are also costs for things you might ask us to do occasionally that are outside your account’s normal terms and conditions. We charge a service fee for some of these items - so it’s on a user pays basis.
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