what you will need to apply for a credit card

To save you time, here’s a checklist of what you’ll need to apply:

Identification details for new customers

If you’re brand new to Bankwest, welcome! Once your application is approved, we’ll need to confirm who you are, so pop into your nearest Bankwest store with an original or certified copy of your choice of the following:

one form of primary ID with a photo (i.e. passport or driver’s license) or
two forms of primary ID without a photo (i.e. birth certificate and government benefits card) or
one form of primary ID without a photo (i.e. birth certificate or Citizenship papers), plus one form of secondary ID (i.e. a utility bill)

To see what else you can use as ID documents, check out our simple guidelines.

Not near a Bankwest store? No worries! Print out our Credit Card Identity Verification Form (PDF) and take it down to your local Australia Post Bank@Post outlet along with your ID.

Details for new and existing customers

Whether a new or an existing customer, you may also need to provide us with additional information, such as:

  • Proof of income

    In order for us to verify your income you’ll need to send in copies of your income documents. Your current employment circumstances will dictate which documents are required:

    Do you work for an employer? i.e. Pay As You Go (PAYG)

    • 2 of your most recent payslips which must be no more than 45 days old
    • if you are new to Bankwest, you will also need to supply 3 months of your most recent consecutive bank statements showing salary credits. Statements must show:
      • account holder name
      • financial institution name
      • BSB & account number
      • transaction history
      • most recent salary credit to be within 45 days from the date of application
    • if you are an existing Bankwest customer with at least 3 months salary history in your Bankwest account, you may not be required to send in payslips

    Do you own your own business or subcontract? i.e. Self employed

    • 2 most recent Notice of Assessments from the Australian Taxation Office (ATO), showing your earnings for these financial years. Must be no more than 18 months old from the application submission date

    Do you receive other income?

    • Self-managed superannuation fund - your personal tax return from the last financial year. Must be no more than 18 months old from the application submission date
    • Managed superannuation fund - your most recent statement of your superannuation balance including evidence of regular payments
    • Pension - your most recent pension statement showing current payments
    • Rental income - a signed rental tenancy agreement, or a monthly rental income statement from your managing agent. Note the rental tenancy agreement must not have expired
  • Are you refinancing debt from another financial institution?

    If you are refinancing debt(s) from another financial institution you must also provide:

    • 3 months of your most recent consecutive bank statements for each debt being consolidated, printouts from your online banking can be accepted. Statements must show the following details:
      • account holder name 
      • financial institution name
      • BSB & account number
      • transaction history
      • no older than 45 days

Ready to apply? Selecting your credit card and applying online is quick and easy.

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Bankwest SWIFT code: BKWAAU6P | Find your BSB by logging into Online Banking.

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