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Further information about Bankwest Zero MasterCard is outlined in our Conditions of Use (PDF) and Credit Card Account Access Conditions of Use (PDF).

Rates are subject to change. One Bankwest Zero MasterCard account per customer.

Introductory Offers

Introductory rate on balance transfers is available to new credit card customers only. Introductory rate on balance transfers applies from the date the card is opened regardless of when any balance transfer is processed by us. Rates are subject to change and exclude cash advances. After the introductory period, standard rate applies to balance transfers. Only non-Bankwest credit cards can be balance transferred to a Bankwest Zero MasterCard. Minimum balance transfer amount $500.

We reserve at all times the right to apply your payments to any amounts debited to your Card Account in any order permitted by law. Usually, payments are applied as follows:

  • for Old Payment Order Accounts, payments are first applied to the amounts which attract the lowest annual percentage rate and then in ascending order up to the amounts which attract the highest annual percentage rate;
  • for New Payment Order Accounts payments are first applied to the last statement's closing balance starting with transactions which attract the highest annual percentage rate as at the statement date and then in descending order down to the amounts which attract the lowest annual percentage rate, until the closing balance is paid in full. Payments are then applied to repayable amounts from the current statement period.

New Payment Order Accounts are all Card Accounts opened after 1 July 12 and any other Card Account which you request be nominated as a New Payment Order Account after 1 July 12. Old Payment Order Accounts are all other Card Accounts.


Limitations and exclusions apply to Complimentary Credit Card Insurance. Further information is outlined in the Complimentary Credit Card Insurance (PDF).

Further information about Platinum Concierge Services is outlined in the World and Platinum Concierge Services and Conditions of Use (PDF) or call our 24/7 toll free number 1800 038 298.

®MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

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Bankwest SWIFT code: BKWAAU6P | Find your BSB by logging into Online Banking.

© 2017 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.