Bankwest Qantas MasterCard® small print

Further information about Bankwest Qantas MasterCard is outlined in our Conditions of Use (PDF) and Credit Card Account Access Conditions of Use (PDF).
Credit Provider: Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945.

The 50,000 introductory bonus Qantas Points promotion is only available to new Bankwest Qantas MasterCard customers who apply for a Bankwest Qantas World MasterCard credit card between 5pm WST 26 November 2016 and 11.59pm WST 16 January 2017, are approved and spend at least $2,500 on eligible purchases within 3 months from account opening. Bonus points are subject to change. Bonus Qantas Points will be transferred to your account within four months of account opening. You are not eligible for this promotion if: (1) you upgrade or vary your existing Bankwest credit card to a Bankwest World MasterCard; (2) you already hold a Bankwest World MasterCard or a Bankwest Qantas MasterCard credit card; or (3) you are a Complete Home Loan Package customer.

One Bankwest World MasterCard per customer and a limit of one Bankwest Qantas MasterCard per customer regardless of product type. Visit www.mastercard.com.au/world for details about World MasterCard experiences including terms and conditions.

You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest. Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned in accordance with and subject to the Bankwest Qantas Rewards Terms and Conditions. Qantas Points are earned on eligible purchases only, see Bankwest Qantas Rewards Terms and Conditions (PDF). Exclusions, limitations and points caps apply. The total Qantas Points (including any bonus points) that can be earned in each year are: 50,000 Qantas Points if your Card is a Bankwest Qantas Classic MasterCard and 200,000 Qantas Points if your Card is a Bankwest Qantas Platinum MasterCard. Qantas Points, including any bonus points on your Qantas Classic MasterCard, will only be transferred to your Qantas Frequent Flyer Account at the end of the 2 month period from account opening and once you have spent at least $1,500 on eligible purchases. 

One Bankwest Qantas MasterCard account per customer.

We reserve at all times the right to apply your payments to any amounts debited to your Card Account in any order permitted by law. Usually, payments are applied as follows:

  • for Old Payment Order Accounts, payments are first applied to the amounts which attract the lowest annual percentage rate and then in ascending order up to the amounts which attract the highest annual percentage rate;
  • for New Payment Order Accounts payments are first applied to the last statement's closing balance starting with transactions which attract the highest annual percentage rate as at the statement date and then in descending order down to the amounts which attract the lowest annual percentage rate, until the closing balance is paid in full. Payments are then applied to repayable amounts from the current statement period. New Payment Order Accounts are all Card Accounts opened after 1 July 12 and any other Card Account which you request be nominated as a New Payment Order Account after 1 July 12. Old Payment Order Accounts are all other Card Accounts.

Other
Further information about Bankwest Reward programs are outlined in Bankwest Qantas Rewards Terms and Conditions. (PDF).

Limitations and exclusions apply to Bankwest Complimentary Credit Card Insurance. Further information is outlined in the Complimentary Credit Card Insurance (PDF).

Further information about Platinum Concierge Services is outlined in the World and Platinum Concierge Services and Conditions of Use (PDF) or call our 24/7 toll free number 1800 038 298.

MasterCard and World MasterCard are registered trademarks, and the circles design is a trademark of MasterCard International Incorporated.

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Bankwest SWIFT code: BKWAAU6P | Find your BSB by logging into Online Banking.

© 2016 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.