Bankwest Qantas MasterCard^® small print

Bankwest Qantas MasterCard^® small print

Further information about Bankwest Qantas MasterCard is outlined in our Conditions of Use (PDF) and Credit Card Account Access Conditions of Use (PDF).

Credit Provider: Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945.

^{^}Introductory bonus Qantas Frequent Flyer points offer: The number of bonus Qantas Frequent Flyer points is 8,000 for Bankwest Qantas Platinum MasterCards, 4,000 for Gold cards and 2,000 for Classic cards. The Qantas Frequent Flyer points offer is only available to new customers who apply and are approved for a Bankwest Qantas MasterCard. The bonus Qantas Frequent Flyer points will be credited at the end of the 2 month period provided the first eligible purchase is made within 2 month from account open date.These points are subject to change. Bonus points are not available for existing Bankwest credit cards. Bonus points will contribute to the annual points cap.

^$Bankwest Qantas Rewards program: Qantas Frequent Flyer points are earned in accordance with and subject to the Bankwest Qantas Rewards terms and conditions Qantas Frequent Flyer points are earned on eligible purchases only. Exclusions, limitations and points caps apply. You must be a member of the Qantas Frequent Flyer program to earn and redeem points. A joining fee may apply. Membership and the earning and redemption of Qantas Frequent Flyer points are subject to the terms and conditions of the Qantas Frequent Flyer program.

Rates are subject to change. One Bankwest Qantas MasterCard account per customer.

Introductory Offers

Introductory rate on balance transfers is available to new credit card customers only. Introductory rate of 0% p.a. on balance transfers for 6 months applies from the date the card is opened regardless of when any balance transfer is processed by us. Any balance transfer amount which remains owing after the introductory period will attract interest at the Bankwest Qantas MasterCard Annual Balance Transfer Rate. Only non-Bankwest credit cards can be balance transferred to a Bankwest Qantas MasterCard. Minimum balance transfer amount $500.

Payments you make to your account are applied as follows:

• Payments are first applied to the last statement’s closing balance starting with transactions which attract the highest annual percentage rate as at the statement date and then in descending order down to the amounts which attract the lowest annual percentage rate, until the closing balance is paid in full.  Payments are then applied to repayable amounts from the current statement period.

Other

Further information about Bankwest Reward programs are outlined in Bankwest Qantas Rewards Terms and Conditions. (PDF).

Limitations and exclusions apply to Bankwest Platinum and Gold Card Insurance. Further information is outlined in the Platinum and Gold Card Insurance Terms and Conditions (PDF).

Further information about Platinum Concierge Services is outlined in the Platinum Concierge Services and Conditions of Use (PDF) or call our 24/7 toll free number 1800 038 298.

®MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. PayPass and Tap & Go are trademarks of MasterCard International Incorporated.