Depending on your eligibility you may qualify for a Platinum or World credit card. Check out the below table for the range of benefits you could enjoy.
|More MasterCard||More Platinum
|More World MasterCard|
|Minimum credit limit||$1,000||$6,000||$12,000|
|Points earned||earn 1.5 points per $1 spent on eligible purchases||earn 2 points per $1 spent on eligible purchases||earn 2.5 points per $1 spent on eligible purchases|
|Introductory bonus points||-||-||80,0001|
|Foreign transaction fees waived
(on online and overseas purchases)
|Worldwide emergency card replacement||free||free||free|
|Standard interest free days on purchases#||up to 44 days||up to 44 days||up to 44 days|
|Available as part of the Complete Home Loan Package||yes||yes||no|
|Complimentary Credit Card Travel Insurance^
(for the family when you purchase return tickets)
|Travel period per trip||-||up to 6 months||up to 12 months|
|Medical & hospital cover||-||unlimited||unlimited|
|Loss/damage/theft||-||up to $30,000||up to $30,000|
|Delayed baggage||-||up to $1,200||up to $1,200|
|Car hire insurance excess||-||up to $3,000||up to $3,000|
|Purchase security cover^ (3 months of free insurance against loss, theft or accidental damage on personal goods purchased anywhere in the world)||-||$125,000 maximum annual claim||$125,000 maximum annual claim|
|Purchase extended warranty^||-||up to 12 months||up to 12 months|
|Purchase price guarantee^ If you find a cheaper printed catalogue purchase price within 21 days you can claim the difference (min $75 claim)||-||$1000 maximum claim||$1000 maximum claim|
|Complimentary concierge. Get access to your own personal assistant to book holidays, restaurants and events etc., plus overseas emergency travel assistance||-||available 24/7||available 24/7|
1 The 80,000 introductory bonus More Reward Points promotion is only available to new Bankwest More MasterCard customers who apply for a Bankwest More World MasterCard credit card between 5pm WST 26 November 2016 and 11.59pm WST 31 January 2017, are approved and spend at least $2,500 on eligible purchases within 3 months from account opening. Bonus points are subject to change. Bonus Reward Points will be transferred to your account within four months of account opening. You are not eligible for this promotion if: (1) you upgrade or vary your existing Bankwest credit card to a Bankwest World MasterCard; (2) you already hold a Bankwest More MasterCard credit card; or (3) you are a Complete Home Loan Package customer.
Visit www.mastercard.com.au/world for details about World MasterCard experiences including terms and conditions. MasterCard and World MasterCard are registered trademarks, and the circles design is a trademark of MasterCard International Incorporated.
# A purchase will only be interest free if you pay in full by their due dates the closing balance (including amounts for any cash advances and balance transfers) of both the account statement which lists the purchase and preceding account statement.
^ Applicable for purchases made on or after 1 July 2015. Limitations and exclusions apply. See Complimentary Credit Card Insurance booklet for details.
More Reward Points are earned in accordance with and subject to the Bankwest More Rewards Terms and Conditions. More Reward Points, outside any bonus points, will only be credited to your account at the end of the 2 month period from account opening. You will only be able to redeem points, outside any bonus points, once you have spent at least $1,500 on eligible purchases. One Bankwest More MasterCard account per customer. Limitations and exclusions apply. Points earned and redemption values subject to change.
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