More MasterCard® small print

One Bankwest World MasterCard per customer and a limit of one Bankwest More MasterCard per customer regardless of product type. Visit www.mastercard.com.au/world for details about World MasterCard experiences including terms and conditions. MasterCard and World MasterCard are registered trademarks, and the circles design is a trademark of MasterCard International Incorporated.

The 80,000 introductory bonus More Reward Points promotion is only available to new Bankwest More MasterCard customers who apply for a Bankwest More World MasterCard credit card between 5pm WST 26 November 2016 and 11.59pm WST 16 January 2017, are approved and spend at least $2,500 on eligible purchases within 3 months from account opening. Bonus points are subject to change. Bonus Reward Points will be transferred to your account within four months of account opening. You are not eligible for this promotion if: (1) you upgrade or vary your existing Bankwest credit card to a Bankwest World MasterCard; (2) you already hold a Bankwest World MasterCard or a Bankwest More MasterCard credit card; or (3) you are a Complete Home Loan Package customer.

Further information about Bankwest More MasterCard is outlined in our Conditions of Use and Credit Card Account Access Conditions of Use

Credit Provider: Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945.

More Reward Points are earned in accordance with and subject to the Bankwest More Rewards Terms and Conditions. More Reward Points, outside any bonus, will only be credited to your account at the end of the 2 month period from account opening. You will only be able to redeem points, including any bonus points, once you have spent at least $1,500 on eligible purchases. One Bankwest More MasterCard account per customer. Limitations and exclusions apply. Points earned and redemption values subject to change.

Introductory rate on balance transfers is available to new credit card customers only. Introductory rate on balance transfers applies from the date the card is opened regardless of when any balance transfer is processed by us. Any balance transfer amount which remains owing after the introductory period will attract interest at the Bankwest More MasterCard Annual Balance Transfer Rate. Rates are subject to change and exclude cash advances. Only non-Bankwest credit cards can be balance transferred to a Bankwest More MasterCard. Minimum balance transfer amount $500. A request will only be processed up to 95% of your approved credit limit.

These promotions are stand-alone promotions only and cannot be used in conjunction with any other promotion available from Bankwest on this product.

We reserve at all times the right to apply your payments to any amounts debited to your Card Account in any order permitted by law. Usually, payments are applied as follows:

  • for Old Payment Order Accounts, payments are first applied to the amounts which attract the lowest annual percentage rate and then in ascending order up to the amounts which attract the highest annual percentage rate;
  • for New Payment Order Accounts payments are first applied to the last statement's closing balance starting with transactions which attract the highest annual percentage rate as at the statement date and then in descending order down to the amounts which attract the lowest annual percentage rate, until the closing balance is paid in full. Payments are then applied to repayable amounts from the current statement period.

New Payment Order Accounts are all Card Accounts opened after 1 July 12 and any other Card Account which you request be nominated as a New Payment Order Account after 1 July 12. Old Payment Order Accounts are all other Card Accounts.

Other

Further information about Platinum and World Concierge Services is outlined in the World and Platinum Concierge Services and Conditions of Use (PDF) or call our 24/7 toll free number 1800 038 298

Limitations and exclusions apply to Complimentary Credit Card Insurance. Further information is outlined in the Complimentary Credit Card Insurance (PDF).

Further information about Bankwest Reward programs are outlined in  Bankwest More Rewards Terms and Conditions (PDF).

MasterCard is a registered trademark, and the circles design is a trademark of MasterCard International Incorporated.
 

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Bankwest SWIFT code: BKWAAU6P | Find your BSB by logging into Online Banking.

© 2016 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.