Bankwest Breeze MasterCard® small print

Further information about Bankwest Breeze MasterCard is outlined in our Conditions of Use (PDF) and Credit Card Account Access Conditions of Use (PDF).

One Bankwest Breeze MasterCard per customer. Rates are subject to change.

Introductory Offers

The 8.99% p.a. ongoing purchase rate promotion is available for a limited time only to new Bankwest Breeze MasterCard customers who apply for a Bankwest Breeze MasterCard from 1 August 2016 until the promotion ends, and are approved. Excludes cash advances (rate 21.99% p.a. applies).

For a limited time, annual fee is waived for the first year for new Bankwest Breeze MasterCard applications received from 01 August 2016 until the promotion ends. Annual fee will be payable from the end of the first year and in subsequent years after the anniversary of the card opening. Applications received outside of the promotional period and transfers from existing Bankwest credit cards into a new Bankwest Breeze MasterCard are not eligible for the annual fee waiver.
Introductory rate on balance transfers is available to new credit card customers only.

Introductory rate on balance transfers is available to new credit card customers only. Introductory rate on balance transfers applies from the date the card is opened, regardless of when any balance transfer is processed by us. After the introductory period, the interest rate on any outstanding transferred balance will be the current ongoing interest rate for purchases and balance transfers. Minimum balance transfer amount $500. A request will only be processed up to 95% of your approved credit limit. Only non-Bankwest-branded credit cards can be balance transferred to Bankwest MasterCard credit cards.

The ongoing purchase rate is subject to change and is available to new credit card customers only.

We reserve at all times the right to apply your payments to any amounts debited to your Card Account in any order permitted by law. Usually, payments are applied as follows:

  • for Old Payment Order Accounts, payments are first applied to the amounts which attract the lowest annual percentage rate and then in ascending order up to the amounts which attract the highest annual percentage rate;
  • for New Payment Order Accounts payments are first applied to the last statement's closing balance starting with transactions which attract the highest annual percentage rate as at the statement date and then in descending order down to the amounts which attract the lowest annual percentage rate, until the closing balance is paid in full. Payments are then applied to repayable amounts from the current statement period.

Other

Limitations and exclusions apply to Complimentary Credit Card Insurance. Further information is outlined in the Complimentary Credit Card Insurance (PDF).

Further information about Platinum Concierge Services is outlined in the World and Platinum Concierge Services and Conditions of Use (PDF) or call our 24/7 toll free number 1800 038 298.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

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Bankwest SWIFT code: BKWAAU6P | Find your BSB by logging into Online Banking.

© 2016 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.