frequently asked questions

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Using Bankwest Online Banking

  • How do I find my BSB and account number?

    If you need your BSB number for any reason at all, you can easily locate it via online banking. For your savings and transactional accounts your BSB and account number will be listed on the first screen you see once you have successfully logged in. (your credit cards do not have BSB and account numbers instead the credit card number will be shown)

    You will see the account name (or account nickname if you have given it one) and then the full account number which consists of 13 digits.

    The first 6 digits of the number is your BSB i.e. 306 - 089
    The following 7 digits are the account number i.e. 0001234

    You can also get your BSB and account number from your bank statements or eStatements

  • What functions can I perform in Bankwest Online Banking?

    Just think of BOB as your own personal banking assistant. Once you learn the ropes, at a few clicks of the mouse you will be able to complete the following:

    • transfer money to other Australian bank accounts
    • pay bills using BPAY
    • register for eStatements (so you won’t receive paper statements anymore)
    • increase your daily payment limits up to $10,000 with SMS code
    • change your address or contact details
    • order a new cheque book
    • place a stop payment on one or more cheques
    • search for  past transaction on your account/s
    • create nicknames for your accounts e.g. bills account, holiday account etc.
  • How do I find old transactions and statements?

    Have you ever had to reprint an old receipt at an electrical store for warranty purposes but you just couldn’t remember the exact date when you made your purchase? BOB can help with this too if you can advise of rough time frames of your purchase. To begin your quest to find the missing receipts complete the following:

    1. select the transaction search option under the account information menu on the left hand side of the screen
    2. select an account from the drop-down list
    3. enter your search options
    4. click search

    TIP: You can refine your Bankwest Online Banking search results by clicking on the expand button (+) in the available fields. This allows you to view your results by BSB No, Account No, Transaction Date, Narration, Cheque No, Debit, Credit and Account Balance. You can view your results by any number of fields and in any order you choose.

  • Am I able to receive my statements online?

    Yes you can! Save yourself the hassle of filing paper statements and feel good about saving a few trees. Our online statements are called eStatements and the registration process is simple. Follow our 3 step process to register.

  • How do I view my eStatements?

    If your accounts are enrolled for eStatements, simply follow these steps:

    1. select the eStatements option under account information on the left hand menu in BOB
    2. at the eStatements list screen, locate the account you would like to view an eStatement on, and click on that account number
    3. at the account eStatements screen click on the statement you would like to view and your eStatement will open in a new window
  • How do I view a Statement for accounts not signed up for eStatements?

    For accounts you have not enrolled in eStatements, follow the following steps:

    1. select order a statement from the self service menu on the left hand side of the screen
    2. select the account you wish to view a statement for from the drop-down list
    3. click the statement number you wish to view

    While the past statements displayed within BOB are accurate, keep in mind these are not legal documents and the lawyers reckon you should know they do not replace or supersede your actual bank account statements.

    If you require a formal statement of account you we recommend registering for eStatements to view, print and save up to 2 years' worth of past statements and start receiving your statements electronically.

    If you believe there has been an error or unauthorised transaction, please contact us on 1300 440 749. For further information relating to your account or dispute resolution procedures, please refer to the relevant Product Disclosure Statement, which can be obtained from your local Bankwest store, our website or by calling our Contact Centre on 1300 440 749.

  • How do I change my mobile number?

    You’ll need to call us on 1300 440 749 to update your number.

Making payments

  • How do I see my tax information through BOB?

    Tax returns are never fun but at least obtaining tax information on your Bankwest accounts couldn’t be any easier! To access this information:

    1. select tax information from the account information menu
    2. confirm the correct financial year is showing in the year field, then click print or export if required

    If you have your PAN and secure code handy, access your tax information right away in Bankwest Online Banking.

    NOTE: The Bankwest Online Banking page will provide you tax information on the year you have selected for all accounts associated to your PAN. If your require tax information on any other accounts you are a signatory on please call us 1300 440 749 for assistance.

  • How do I increase the amount I can transfer in Pay AnyBody and BPAY?

    Get access to higher daily payment limits up to $10,000 with SMS code - you can upgrade your security by selecting my details & security from the menu.

    Increasing your daily limit is easy:

    1. select payment limits from the payments & transfers menu
    2. select the new amount from the daily limit list for either Pay AnyBody or BPAY or both
    3. select next
    4. you’ll then be prompted to confirm your identity. If you’re registered for SMS code …click SMS me now. We’ll send the SMS code to your mobile via text straight away. Check the transaction details are correct and type the 6 digit code into the enter SMS code box
    5. click confirm to save your new limit/s

      TIP: If you’re not registered for SMS code then you’ll be prompted to answer two of your secret questions instead and can access higher daily limits up to $5,000.

    If you're already registered for SMS code and require a higher limit than $10,000 to complete your transaction, then please call please call us on 1300 440 749 for assistance.

  • How do I transfer money to another Australian bank account?

    To transfer funds to friends or family or anyone else with an Australian bank account you will need to know their BSB and account number. If you are unsure what these are please contact the intended recipient and once you have them ready follow these easy steps!

    Step 1

    1. select make a payment from the payments & transfers menu
    2. select Pay AnyBody and the next screen will appear

    Step 2

    1. select the account you want to debit from the drop-down list
    2. enter a payment description for your records (this will appear on your bank statement)
    3. enter a processing date for your transfer (this field will default to today's date so please change if needed)
    4. if you need to make recurring payments (for example your rent or paying off a loan) select a frequency for the payment from the drop-down list
    5. enter an until date or the number of times you require the payment to be made
    6. click next


    Step 3

    1. if you are making a transfer to someone that you have transferred to in the past and saved their details, you can select the recipient from the payment list
    2. if the recipient is not on your saved list, please enter in all the required information and click add to payment list
    3. once the payment has been added to the payment list click next

    TIP: If your payment is above your daily payment limit then you can quickly increase your limit by selecting change your payment limit below the amount box.


    Step 4

    1. verify details of payment/s to be made
    2. click confirm to process the payment

    TIP: BOB will automatically save a new recipient to your Pay AnyBody recipient list so it’s quicker to pay your friends in the future. Uncheck the save new recipient option before you click confirm if you don’t want their details saved.

    Step 5 - only required if the payment is to a new recipient or above a certain dollar amount

    1. if you’re registered for SMS code …click SMS me now. We’ll send the SMS code to your mobile via text straight away. Check the transaction details are correct and type the 6 digit code into the enter SMS code box.
    2. click submit to complete the payment

    TIP: If you’re not registered for SMS code then you’ll be prompted to answer two of your secret questions instead.

  • I made a payment to an incorrect account number, what do I do?

    If you processed the payment to an incorrect account number or an incorrect recipient/biller, please call us on 1300 440 749 for assistance.

    Note: If you accidentally overpaid someone, we suggest you contact them directly and ask sweetly for the difference to be returned.

  • Why are there different limits for mobile banking?

    To help protect your money when banking on the go. Mobile phones are more vulnerable to being lost or stolen so a lower limit of $2,000 helps to reduce the risk of any unauthorised activity. This is also why we don't allow payments to new recipients from your mobile.

    If you need to transfer more than $2,000 please click switch to full site from the bottom of the mobile banking log in screen.

  • How do I pay my bills using online banking?

    Step 1

    1. select make a payment from the payments & transfers menu
    2. select BPAY and the next screen will appear

    Step 2

    1. select the account from which to debit the funds using the drop-down list
    2. enter a payment description for your records (this will appear on your bank statement)
    3. enter a processing date for your transfer (this field will default to today’s date so please change if needed)
    4. if you need to make multiple payments (for example for a car loan repayment or savings plan transfer) select a frequency for the payment from the drop-down list
    5. enter an until date or the number of times you require the payment to be made. (Not required for one-off transfers)
    6. click next


    Step 3

    1. if you are making a transfer to a regular biller and have their details saved, you can select them from the recipients list
    2. if the biller (Company) is not on your saved list, please enter in the biller code, customer reference number and amount and click add to payment list
    3. once the payment has been added to the payment list click next

    TIP: BOB will automatically save a new biller to your BPAY recipient list so it’s quicker to pay your friends in the future. Uncheck the save new recipient option before you click confirm if you don’t want their details saved.

    Step 4 - only required if the payment is to a new biller or above a certain dollar amount

    1. if you’re registered for SMS code click SMS me now. We’ll send the SMS code to your mobile via text straight away. Check the transaction details are correct and type the 6 digit code into the enter SMS code box.
    2. click submit to complete the payment

      TIP: If you’re not registered for SMS code then you’ll be prompted to answer two of your secret questions instead.


  • How do I set up an automatic payment between my linked accounts?

    If you are saving for a holiday or a new car, or perhaps just saving for a rainy day and you make regular contributions from your linked account to your Telenet or Smart eSaver accounts, BOB can help make that easier too. If your salary is paid into a Bankwest account you can schedule automatic transfers on the day your salary goes in and we will have that processed for you without you even having to log on.

    Step 1

    1. select make a payment from the payments & transfers menu
    2. select linked account transfer and the next screen will appear

    Step 2

    1. select the TeleNet/Smart eSaver account you wish to transact on
    2. enter a payment description for your records (this will appear on both bank statements)
    3. select a direction for the transfer
    4. enter the amount you wish to transfer
    5. enter the processing date you would like the transfer made on (it automatically defaults to today’s date)
    6. select a frequency for the payment from the drop-down list (not necessary for one-off payments)
    7. enter an until date or the number of times you require the payment to be made. (Not required for one-off transfer)
    8. click next

Managing your security

  • When will I be asked to enter an SMS code or answer my secret questions?

    You will still login the same way but will be prompted to enter an SMS code or answer two of your secret questions when making the following transactions:

    • adding or paying a new BPAY or Pay AnyBody recipient
    • making a BPAY or Pay AnyBody payment above a certain dollar amount
    • increasing your daily limits
    • resetting a forgotten secure code online (SMS code customers only)
    • changing your secret questions or updating your contact details
  • Why do I have to upgrade my security?

    To take advantage of safer, happier banking! SMS code and secret questions provide an extra layer of security to help protect you from any unauthorised transactions. Plus, with SMS code you'll get access to more great features in BOB including higher daily payment limits up to $10,000.

  • How do I register for SMS code?

    When prompted:

    1. click upgrade my security to begin
    2. setup four secret questions
      • for the first two questions select your choice from the menu and enter your answer below each question
      • for the last two you can write your own – just remember to also enter the answers below each one

      TIP: Ensure your questions and answers are more than 3 characters in length and don’t contain any quotes or commas. A good secret question is one known only to you that cannot be easily guessed.
    3. confirm your mobile number for SMS code
      • if you already have a mobile registered with us, double check the number is correct. You will need to call us on 1300 440 749 to change your number
      • if your mobile is not registered you can enter a valid Australian mobile e.g 04XX XXX XXX
      • if you don’t have a mobile, then select no thanks
    4. take a moment to review and memorise your answers and then click confirm
    5. and you’re done! Click start banking to be taken to your account balances page

  • How does SMS code protect me?

    SMS code is our strongest (happiest) level of security as it requires you to have "something you know" (your SMS code)" plus "something you have" (your mobile phone) to complete certain transactions. This makes it harder for somebody else to try and make any payments using your account details.

  • Why am I not receiving any SMS codes?

    If you are not receiving your SMS code, please check that your mobile phone is switched on, that your SMS inbox is not full and that you have reception. Check with your mobile provider if there's an issue with your mobile phone. Please call Bankwest Contact Centre on 1300 440 749 to complete your transaction.

  • Will I still receive SMS codes when I’m overseas?

    If you've headed overseas with your mobile phone and have global roaming enabled, then you can still receive SMS codes. If you have left your mobile phone back in Oz then you will need to call us if you're prompted for an SMS code to complete your transaction.

    Don't forget, you will only be prompted to enter an SMS code for certain transactions and may not be prompted for an SMS code at all. 

    TIP: If you know who you need to pay in advance, schedule all your payments in BOB, before you depart.

  • What if I’ve forgotten my secure code (online banking password)?

    Don’t worry it happens to the best of us. There’s a couple of different ways we can help get you logging back on to BOB in no time.

    Reset your Secure Code without having to call us
    If you’re registered for SMS code you can quickly reset your secure code online. You’ll find the link to the forgotten secure code tool on the online banking login page.

    Simply follow the on screen prompts and have the following things ready:

    1. Your personal access number (PAN)
    2. The mobile phone that you registered for SMS Code
    3. The answers to your secret questions

    What do I do if I’m not registered for SMS code?
    We’re always here to help. Please call us on 1300 440 749 and we’ll issue a temporary secure code over the phone. When you next log on to BOB, you’ll be prompted to change your secure code straight away.

  • How do I set a strong secure code?

    A strong secure code should be at least 9 characters and include a mix of letters (upper and lower case), numbers and special characters. Try not to include any details about yourself that can be easily guessed by somebody else, like your date of birth or phone number.

how can we help?

McAfee Internet Security

McAfee internet security

Bankwest customers get free McAfee Internet Security for 6 months.

Happy Banking: An initiative from Bankwest