Payments approved by the master user before the cut-off times below are processed on the same day. Payments approved by the master user after the cut-off time or on weekends, national public holidays and some state public holidays will be processed on the next business day.
|Payment scenario||Payment types||Cut-off time (AWST)||Funds available in recipient's account*|
|Between your own Bankwest accounts||Internal Transfer||None||Immediately|
|To another person's Bankwest account||Pay AnyBody,
|None||Same business day|
|To another person's account at another bank||Pay AnyBody,
|3:00pm||Within 3 business days|
|Paying bills via BPAY®||BPAY||4:00pm||Same business day**|
|Direct Debit instructions from an account held at another bank||Direct Debit||3:00pm||Within 3 business days|
|Direct Debit instructions from an account held at Bankwest||Direct Debit||4:30pm||Same business day|
* Your statements will show the transaction occurring on the next business day if made after 8pm AWST, on weekends or on a public holiday. This does not affect the payment processing date.
** Payments made via BPAY will be treated by the recipient as received on the same day if made before the cut-off time; however the funds may not be available in the recipient's account for 3 business days.
International payments using an International Money Transfer Form (PDF, 159KB) must be made in store and received by the back office by the following cut-off times to ensure they are processed the same day. Payment requests received after these times will be processed the following business day.
|Currency||Cut-off time (AWST)|
|Japanese Yen (JPY) ¥||1:45pm (previous business day)|
|Singapore Dollar (SGD) S$||1:45pm (previous business day)|
|Hong Kong Dollar (HKD) HK$||1:45pm (previous business day)|
|Papua New Guinea Kina (PGK) K||8:15am|
|New Zealand Dollar (NZD) $||8:15am|
|Australian Dollar (AUD) $||12:15pm|
® Registered to BPAY Pty Ltd ABN 69 079 137 518
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