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1292503673225
Business Low Rate Loan
1292503673225
Business FeeSaver Loan
1292503673248
Business Fixed Rate Loan
1292503673248
Commercial Advance
1292503673273
Overdrafts
Competitive rate
Save on fees
Peace of mind
Avoid uncertainty
Boost your cash flow
learn more
learn more
 
What do you get?

A competitive variable rate loan with flexible features to assist your business

Flexible lending with no bank establishment fee or ongoing maintenance fees

Forecast repayments and mange cashflow with the certainty of a fixed rate

Tailored options with interest rate terms between 30-180 days to suit your businesses cash flow requirements

A flexible facility that can be added to your Bankwest business account to help you smooth out your cash flow

 
Rate

4.59% p.a. indicative variable rate1

5.80% p.a. indicative variable rate^

Call 13 7000 for details

Call 13 7000 for details

Various interest rates apply, view our rates
 
Loan maintenance fee

$20 per month

x

$20 per month

Call 13 7000 for details

0.3% of limit (minimum $50) per quarter

 
Security

Residential and commercial property

Residential and commercial property

Residential and commercial property

Residential and commercial property

Residential and commercial property

 
Maximum loan to value ratio (LVR)

Up to 80% #

Up to 80% #

Up to 80% #

Up to 80% #

Up to 80% #

 
Interest only option

Up to 5 years

Up to 5 years

Up to 5 years

Up to 5 years

Available
 
Redraw available
Available
Available

x

x

Available
 
Repayment frequency

Monthly, quarterly, half yearly or annually

Monthly, quarterly, half yearly or annually

Monthly, quarterly, half yearly or annually

Scheduled repayments or reductions can be made at rollover

Repayments are not required as long as you stay within your agreed limit

 
Minimum loan amount

$10,000

$10,000

$10,000

$1,000,000

$5,000

 
Maximum loan amount

x

x

x

x

x

 
Online, mobile & phone banking
Available
Available
Available
Available
Available
 
   

1 The indicative variable rate will apply to new borrowings for Business Low Rate loans approved by us until 27 January 2017 (unless the offer is withdrawn sooner). The indicative variable rate is a discounted rate based on our Business Low Rate and may vary subject to a full credit assessment and security cover ratio.


^ Rate applies to new borrowing only. A margin may apply based on full credit assessment and security cover ratio.


# Maximum lending value ratio varies and is lower for commercial property.

 

* Dependent on product type (different fees apply for AgriOne).

Bankwest SWIFT code: BKWAAU6P | Find your BSB by logging into Online Banking.

© 2016 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.