Corporate MasterCard®

Easily manage cash flow and business expenditure

Our corporate credit card offers flexible solutions to manage employee and business expenses giving you control and flexibility.

 

Unlimited cardholders

No need to change facility type when your business grows

 
 

Set card spending limits

Manage cash flow on a monthly basis with the ability to set spend limits for each card holder

 
 

Optional rewards program

Earn rewards whilst managing business expenses

 
 

Access to MasterCard Smart Data™

Helping you to monitor and control business spend

 

Supporting your business

  • Two card types available (Corporate and Executive)
  • A central billing account where all card balances are held, making reconciling easier
  • Control individual card limits for each cardholder with the ability to review limits monthly
  • Minimum credit limit $5,000, maximum limit is subject to approval
  • Convenient and secure chip technology with MasterCard contactless

Additional extras

  • Up to 50 days interest free on purchases#
  • Card personalisation at no additional cost
  • Ease of access with one card for credit, savings and cheque

Rewards

Earn points on eligible purchases with Bankwest Business Rewards and choose whether your business or your cardholders redeem the points. Earn 1 point per $1 spent on eligible purchases with the Corporate MasterCard and 1.5 points per $1 spent on eligible purchases with the Executive MasterCard - no points capping.

Check how many points you have by calling 13 7000, checking your monthly statement or logging in to Bankwest Business Rewards .

MasterCard Smart Data™ for Business

The MasterCard expense management system available for use with the Corporate MasterCard. This web-based application helps you see where money is being spent, on what and by whom.

  • Create alerts for easy 24/7 monitoring and budget tracking
  • Manage the type and frequency of alerts
  • Create alerts for spending habits, transaction types, merchant type and specific merchants
  • Access additional information when an alert is triggered
  • Create standard or custom reports so you can budget, track trends and analyse spending patterns as you need (quarterly, annually, or on demand)
  • Access up to 36 months archived data for standard or custom reports
  • Create reports by merchant category spend: business services, materials/supplies, general merchandise, travel, accommodation, meals/entertainment, vehicle, cash advance and utilities

Rates

Annual rate Interest rate
Balance Transfers, Cash Advances and Purchases (ongoing rate) 17.99% p.a.

Facility fees

  Fee
Annual facility fee $99

Card fees

  Corporate card Executive card
Annual fee $39
(fee waived if spend exceeds $10,000 p.a.)
$69
(fee waived if spend exceeds $25,000 p.a.)
Annual reward fee $39 $69

Other applicable fees and charges are available here.


^ Reward points are not earned on cash advances. You must have held your card account for at least 60 days before you can redeem any points for rewards. With Corporate MasterCard earn 1 point on every $1 spent on eligible purchases only and with Executive Corporate MasterCard earn 1.5 points on every $1 spent on eligible purchases only. Excludes balance transfers, cash advances, fees, charges (including government fees and charges), interest charges, transactions which are disputed, fraudulent and payments and purchases which are refunded or reimbursed. The earning and redemption of rewards points (including available rewards and points restrictions) is subject to the Bankwest Business Rewards Terms and Conditions.

# Interest free days applies to credit purchases only, when the closing account balance of that statement of account, including the full closing account of the immediately preceding statement of account has been paid in full by the due date. Excludes cash advances. Interest on cash advance transactions is calculated from the date the transaction is debited to your card account.

Balance transfers exclude cash advances and applies from the date the card is opened, regardless of when any balance transfer or purchase is processed by us. Balance transfer rate applies to non-Bankwest credit cards only. Balance transfer requests will only be processed up to 95% of the approved credit limit.

MasterCard and the MasterCard Brand Mark are registered trademarks and MasterCard Smart Data a trademark of MasterCard International Incorporated.

Bankwest SWIFT code: BKWAAU6P | Find your BSB by logging into Online Banking.

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