Full terms and conditions, including any fees and charges, are available on application. Applications for finance are subject to lending criteria. As this advice has been prepared without considering your objectives, financial and taxation situation or needs, you should, before acting on this advice, consider its appropriateness to your circumstances. We recommend that you seek independent advice on taxation issues from your taxation advisor or accountant. The Commonwealth Bank is the Issuer of the finance products and it reserves the right to require finance arrangements to be made with a subsidiary company of the Commonwealth Bank Group. Employers and employees are encouraged to seek professional advice on all aspects of novated leasing before proceeding.