Credit Card Rewards - Apply for a Bankwest More MasterCard®

Be Rewarded

Everyday spend could earn you a $50 voucher every 3 months!*

Earn More Reward Points for every $1 you spend on eligible purchases.

One application process

Want to earn points to get you closer to your dream destination? You can now earn Qantas Frequent Flyer points on your More MasterCard with More Rewards Qantas$. The sky's the limit!

Frequently Asked Questions

How do I earn Qantas Frequent Flyer points?
You can either choose to earn More Rewards points OR Qantas Frequent Flyer points when you make eligible purchases on your More MasterCard.
You will automatically be signed up for the More Rewards program once you have been approved for your More MasterCard.
However, if you'd prefer to earn Qantas Frequent Flyer points$, just log on to www.bankwestmorerewards.com.au and opt-in to the Bankwest More Rewards Qantas program. A $30 opt-in fee per annum applies.
How do I earn bonus points?
New Bankwest credit card customers receive bonus points if you make an eligible purchase in the first 2 months. With More Rewards, earn a bonus 15,000 More Rewards points. Opt in to More Rewards Qantas and earn 5,000 Qantas Frequent Flyer points^.
What are some of the differences between a More Classic, a More Gold and a More Platinum MasterCard?
It's pretty straightforward. The More Gold MasterCard provides you with built in travel insurance and accident insurance protection. It also comes with automatic purchase protection on any goods you buy, including up to 12 months extra on top of the usual manufacturer's warranty.
With the More Platinum MasterCard you will pay less interest on purchases and balance transfers with a preferential interest rate.
You also earn points in your chosen reward program at a higher rate.
How do I apply for the More Gold or More Platinum card?
Too easy. Hop online and complete our combined application form for the More Classic, More Gold and More Platinum cards.
We figure out if you're eligible for a More Gold or More Platinum from the information you provide in your credit card application.
Simply hit the 'Apply Now' button above to start your online application.


Further Important Information
is available here.

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  • Takes only minutes to complete!
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  • 100% secure application process

Important things you should know:

*To redeem a $50 voucher in 3 months, spend $2667 on purchases on Bankwest More Classic MasterCard or Bankwest More Gold MasterCard or $2000 on Bankwest More Platinum MasterCard per month.

^Introductory bonus Qantas Frequent Flyer points offer: The Qantas Frequent Flyer points offer is only available to new customers who apply for a Bankwest More MasterCard and if approved, opt-in to the Bankwest More Rewards Qantas program within 2 months from account open date. The bonus Qantas Frequent Flyer points will be credited at the end of the 2 month period provided the first eligible purchase is made within 2 month from account open date. These points are subject to change. Bonus points are not available for existing Bankwest credit cards converted to a Bankwest More MasterCard or existing account holders who switch from Bankwest More Rewards to Bankwest More Rewards Qantas. Bonus points will contribute to the annual points cap.

$ Bankwest More Rewards and Bankwest More Rewards Qantas programs: Bankwest More Rewards and Bankwest More Rewards Qantas are separate programs. Account holders must opt-in to Bankwest More Rewards Qantas to earn Qantas Frequent Flyer points. A $30 opt-in fee applies to the Bankwest More Rewards Qantas program, payable each time you opt-in, and on each anniversary from the opt-in date while the opt-in to More Rewards Qantas remains current. Account holders who opt-in to Bankwest More Rewards Qantas are not eligible to earn rewards under Bankwest More Rewards. Qantas Frequent Flyer points are earned in accordance with and subject to the Bankwest More Rewards and Bankwest More Rewardsr Qantas tems and conditions. Qantas Frequent Flyer points and Bankwest More Rewards are earned on eligible purchases only. Exclusions, limitations and points caps apply. You must be a member of the Qantas Frequent Flyer program to earn and redeem points. A joining fee may apply. Membership and the earning and redemption of Qantas Frequent Flyer points are subject to the terms and conditions of the Qantas Frequent Flyer program which can be found at qantas.com/frequentflyer.

Bankwest More MasterCards: Lending criteria, fees and charges apply. Terms and Conditions apply and are available on request. Rates are subject to change and exclude cash advances (rate of 21.99%  p.a. applies). Introductory rate of 4.99% p.a. on balance transfers is available to new Bankwest credit card customers only and applies from the date the card is approved and ends 12 months later, regardless of when any balance transfer transaction is processed by us. Any balance transfer amount which remains owing after the introductory period will attract interest at the Bankwest More MasterCard Annual Balance Transfer Rate, currently 19.24% p.a. for the Bankwest More MasterCard and the Bankwest More Gold MasterCard and currently 18.99% p.a. . for the Bankwest More Platinum MasterCard. Minimum balance transfer amount $500. Only non-Bankwest credit cards can be balance transferred to a Bankwest More MasterCard. One Bankwest More MasterCard per customer. Credit Provider: Bank of Western Australia Ltd ABN 22 050 494 454 AFSL & ACL 236872.

†Limitations and exclusions apply. See Platinum and Gold Card Complimentary Insurance and Price Guarantee Cover Policy Terms and Conditions for details. ^See Platinum Concierge Services and Conditions of Use for details.

®MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. PayPass and Tap & Go are trademarks of MasterCard International Incorporated.

Further information about our Bankwest More MasterCard is outlined in our Conditions of Use and Credit Card Account Access Conditions of Use.

Further information about Bankwest More Rewards and Bankwest More Rewards Qantas is outlined in our Bankwest More Rewards and Bankwest More Rewards Qantas Terms and Conditions.

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