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Bankwest Credit Card Interest Rates

Comparison of the introductory and annual interest rates for Bankwest's Credit Card products.

View or apply for a Bankwest Credit Card.

CardPurchase & Balance Transfer Rate

Bankwest Lite MasterCard
- Effective Monday, 28  December 2009

1.99% p.a. introductory rate*

9.99% p.a.*

Bankwest Lite Gold MasterCard
- Effective Monday, 28  December 2009

1.99% p.a. introductory rate*

9.99% p.a.*

Bankwest Lite Platinum MasterCard
- Effective Monday, 28  December 2009

1.99% p.a. introductory rate*

9.99% p.a.*

Bankwest More MasterCard
- Effective Monday, 16 November 2009

18.24% p.a. **

Bankwest More Gold MasterCard
- Effective Monday, 16 November 2009

18.24% p.a. **

Bankwest More Platinum MasterCard
- Effective Monday, 16 November 2009

17.99% p.a. +

Bankwest Zero MasterCard
- Effective Monday, 28  December 2009

1.99% p.a introductory rate #

15.99% p.a.#

Bankwest Zero Gold MasterCard
- Effective Monday, 28  December 2009

1.99% p.a introductory rate #

15.99% p.a.#

Bankwest Zero Platinum MasterCard
- Effective Monday, 28  December 2009

1.99% p.a introductory rate #

15.99% p.a.#

Bankwest MasterCard
- Effective Friday, 8 February 2008

19.74% p.a.

Bankwest MasterCard Gold
- Effective Friday, 8 February 2008

19.74% p.a.

Bankwest MasterCard Platinum
- Effective Monday, 20 July 2009

19.74% p.a.

Visa Classic
- Effective Friday, 8 February 2008

19.74% p.a.

Visa Gold
- Effective Friday, 8 February 2008

19.74% p.a.


Adobe PDF Document Credit Card Rate and Fee Comparison Schedule

A Cash Advance Rate of 20.99% p.a. applies to all credit cards, except Bankwest Zero MasterCards acquired from 31 March 2008.

* Introductory rate of 1.99%p.a. for 12 months on balance transfers applies from the date the card is approved.  The ongoing rate of 9.99%p.a. applies to purchases and balance transfers.  The rate of 9.99%p.a. applies to customers acquiring a Bankwest Lite MasterCard product from 29 June 2009.  A rate of 10.75%p.a. applies to customers who acquired a Bankwest Lite MasterCard product between 14 March 2009 and 28 June 2009.  A rate of 10.99%p.a. applies to customers who acquired a Bankwest Lite MasterCard product between 1 January 2009 and 3 March 2009.  For all other customers, a rate of 11.79%p.a. will apply. Rates are subject to change.  Minimum balance transfer amount $500.  Only non-Bankwest credit cards can be balance transferred to a Bankwest Lite MasterCard.  One Bankwest Lite MasterCard per customer.

** Ongoing interest rate of 18.24% p.a. applies to purchases and balance transfers.  Rates are subject to change.  Minimum balance transfer amount $500.  Only non-Bankwest credit cards can be balance transferred to a Bankwest More MasterCard.  One Bankwest More MasterCard account per customer.

+ Ongoing interest rate of 17.99% p.a. applies to purchases and balance transfers.  Rates are subject to change.  Minimum balance transfer amount $500.  Only non-Bankwest credit cards can be balance transferred to a Bankwest More Platinum MasterCard.  One Bankwest More MasterCard account per customer.

# Introductory rate of 1.99% p.a. for 12 months on balance transfers applies form the date the card is approved.  Ongoing rate of 15.99%p.a. applies to purchases, balance transfers and cash advances.  The rate of 15.99% on purchases and balance transfers applies to customers acquiring a Bankwest Zero MasterCard product from 1 January 2009.  For all other customers a rate of 16.99%p.a. will apply.  The Cash Advance rate of 15.99%p.a. applies to customers acquiring a Bankwest Zero MasterCard product from 1 January 2009.  A Cash Advance Rate of 16.99% p.a. applies to customers who acquired a Bankwest Zero MasterCard product after 31 March 2008.  For all other customers a Cash Advance rate of 20.99%p.a. will apply. Rates are subject to change. Minimum balance transfer amount $500.  Only non-Bankwest credit cards can be balance transferred to a Bankwest Zero MasterCard.  One Bankwest Zero MasterCard per customer.

 

Asterix

This page was last updated Tuesday, 9 March 2010 2:06:27 PM AWST. © 2010 Copyright Bank of Western Australia Ltd (Bankwest) ABN 22 050 494 454; AFSL 236872. All rights reserved. To use this Website, you are required to read the Financial Services Guide which you agree to be provided by accessing the link. These products are issued by Bankwest unless otherwise stated. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). Rates stated are subject to change without notice. For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.


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