Business Loans

Business Loan	Rate
AgriOne Overdraft - Effective Monday, 21 July 2008	10.38% p.a.#
Business Edge Loan - Effective Monday, 21 July 2008	9.90% p.a.#
Business Equity Line - Effective Monday, 21 July 2008	10.41% p.a.#
Business Bonus Overdraft - Effective Monday, 21 July 2008	10.70% p.a.#
Business Cheque Account Overdraft - Effective Monday, 21 July 2008	10.70% p.a.#

# These are indicative rates for a facility based on residential security being offered and qualifying criteria being met. Based on business loan reference rates plus or minus a margin.

Business Loan Reference Rates	Rate
AgriOne Overdraft Reference Rate # - Effective Monday, 21 July 2008	9.06% p.a.
Business Edge Loan Reference Rate # - Effective Monday, 21 July 2008	10.19% p.a.
Business Equity Line Reference Rate # - Effective Monday, 21 July 2008	11.26% p.a.
Business Market Reference Rate # - Effective Monday, 21 July 2008	10.95% p.a.
Business Overdraft Reference Rate # - Effective Monday, 21 July 2008	12.31% p.a.

# These rates are used as the base interest rate to individually determine the interest rate charged on the applicable facility.

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