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Home Loan Repayments

BankWest Home Loan Repayments

  • Pay off your loan sooner.
  • Make repayments in a way that suits you.
  • Save money on interest.


Paying off your home loan doesn't have to mean missing out on life's little luxuries. All you need is a plan to manage your repayments comfortably and with some simple changes, you could be enjoying freedom from your home loan debt sooner than you think.

We can help you slash years from the term of your home loan and save on the amount of interest you pay by switching you from monthly to fortnightly repayments. There are 26 fortnights in a year, but only 12 months, so fortnightly repayments mean you make extra home loan repayments every year and the difference to your monthly income is hardly noticeable.

Whenever possible, use an offset account or put extra money into your home loan account, especially when you have some extra cash, or when interest rates are lower. This will help you to save on interest and pay your home loan off sooner.

Here are some easy ways you can make repayments on your BankWest home loan:

  • Periodical Payments and Direct Transfer - set up an automatic transfer so your repayments are made regularly from one of your BankWest accounts.
  • Direct Debit - this is a regular payment from another financial institution into your BankWest home loan account.
  • BPAY® - simply quote the BankWest biller code - 9118 - and your home loan account number as the reference number to make home loan repayments through BPAY®.
  • In person - you can visit any BankWest branch and make a direct payment into your BankWest home loan account.


To set up any of these repayment options, call 13 17 18 or visit our local BankWest branch.

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  • Simple and flexible with a low variable rate.
  • No ongoing fees.
  • Borrow up to 95% of the property value.
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  • We won't charge you extra to pay by the month.
  • New for old replacement on your home and contents, regardless of age.
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  • View account balances and transactions 24x7.
  • Transfer funds between your own accounts.
  • Pay over 15,000 bills using BPAY®.
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This page was last updated Thursday, 17 April 2008 8:48:21 AM AWST. ©2008 Copyright Bank of Western Australia Ltd (BankWest) ABN 22 050 494 454AFSL 236872. All rights reserved.

To use this Website, you are required to read the Financial Services Guide which you agree to be provided by accessing the link. These products are issued by BankWest unless otherwise stated. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s).


Rates stated are subject to change without notice. For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.


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