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Fixed Rate Home Loan

BankWest Fixed Rate Home Loan

If you current home loan interest rate doesn't make you happy, you can fix it.

With a BankWest Fixed Rate Home Loan you can borrow up to 95% of the value of your property and lock in a rate for up to 5 years, protecting you against unforeseen fluctuations. After that you can lock into a fixed rate again or switch to variable rate.

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A fixed rate mortgage with plenty of other great features:

  • Borrow up to 95% of the value of your property (conditions apply)*
  • Interest fixed for 1-5 years 
  • 40% offset facility against credit balances in linked BankWest offset accounts
  • Quick access to surplus funds via Home Loan Access
  • Choose weekly, fortnightly or monthly principal and interest repayments
  • Interest-only option available (conditions apply)
  • Application fee covers one standard valuation* and legal costs
  • Low monthly maintainence fee
  • Early termination and excess repayment fees may apply
  • Speak to one of our Mobile Banking Managers today 

 
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What about the paperwork?

The job's not finished until the paperwork's done - and when you're buying a new property, that means conveyancing and settlement.

Our one-stop-shop experts can take care of everything quickly and without fuss - and you'll have the added convenience of being able to sign all your documents in one place. 

 
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# WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A Comparison Rate Schedule is available at any BankWest branch.

Comparison Rate based on a loan of $150,000 for a term of 25 years with an application fee of $500 refunded on the third anniversary of the loan.


Check out the small print HERE
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BankWest Lite MasterCard
Lite MasterCard
  • A low ongoing rate.
  • 11.79% p.a. - excludes cash advances.
  • Up to 55 days interest free.
Lite Life Insurance
Lite Life Insurance
  • Up to $500,000 cover, worldwide.
  • Issued by St Andrew's Life Insurance Pty Ltd.

*Based on a 39 year old, male non-smoker with a benefit of $100K.

Best of the Best Awards 2008
Best of the Best Awards
  • Money magazine awards 13 medals
  • 8 Gold Medals, 2 Silver, 3 Bronze
  • Get a better deal today
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This page was last updated Tuesday, 22 July 2008 10:43:04 AM AWST. ©2008 Copyright Bank of Western Australia Ltd (BankWest) ABN 22 050 494 454AFSL 236872. All rights reserved.

To use this Website, you are required to read the Financial Services Guide which you agree to be provided by accessing the link. These products are issued by BankWest unless otherwise stated. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s).


Rates stated are subject to change without notice. For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.


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