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Credit Card Protection

Credit Card Protection

  • Affordable and convenient cover.
  • Premium deducted from your credit card.
  • Apply at any Bankwest Branch.

 

You've probably got health insurance, car insurance and home insurance - but is your credit card protected?

St Andrew's Credit Card Protection gives you affordable peace of mind. For just $0.55 for every $100 of your outstanding credit card balance each month, we'll pay 7% of your outstanding balance each month if you're not able to work because of an accident, sickness or involuntary unemployment. 

And if your statement balance is zero at the time of billing, you won't be charged a premium at all.

Credit Card Protection is:

Easy to manage - premium is deducted from your credit card every month.
Includes death cover - your outstanding credit balance (up to a maximum of $50,000) would be paid in the event of your death.

Tick the optional cover box when you apply for a BankWest credit card online or visit any Bankwest Branch.

 

St Andrew's Insurance (Australia) Pty Ltd ABN 89 075 044 656 AFSL 239649 and St Andrew's Life Insurance Pty Ltd ABN 98 105 176 243 AFSL 281731 (collectively 'St Andrew's') are the issuers of the Credit Card Protection policy. Bankwest and St Andrew's are related bodies corporate and have the same ultimate owner.
St Andrew's is not an Authorised Deposit Taking Institution. The product is not a product of, nor guaranteed by Bankwest. To decide if the product is right for you, please read the Credit Card Protection Product Disclosure Statement. Bankwest will receive a commission payment of up to 20% of the premium for arranging a policy sale. You are free to arrange similar cover with another insurer.
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No Annual Fee Credit Cards
Zero MasterCard
  • No Annual Fees, ever!
  • 1.99% p.a. on Balance Transfers for 9 months.
  • *1% Balance Transfer Handling fee to a maximum of $50 that applies to each balance transferred.
Low Rate Credit Cards
Lite MasterCard
  • Amazingly low balance transfer rate for 9 months, 1.99% p.a.
  • Australia's lowest MasterCard purchase rate of 10.75% p.a.
  • Find out how much you could save by transferring your balance.
Rewards Credit Cards
More MasterCard
  • 1.99% p.a. on Balance Transfers for 9 months.
  • Receive 5,000 Bonus Points when you activate your card.
  • Earn 1.5 points for every dollar spent.
Asterix

This page was last updated Tuesday, 16 March 2010 3:54:15 PM AWST. © 2010 Copyright Bank of Western Australia Ltd (Bankwest) ABN 22 050 494 454; AFSL 236872. All rights reserved. To use this Website, you are required to read the Financial Services Guide which you agree to be provided by accessing the link. These products are issued by Bankwest unless otherwise stated. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). Rates stated are subject to change without notice. For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.


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