No Annual Fee Credit Card - Apply for a Bankwest Zero MasterCard®

Frequently Asked Questions

Will I have to pay an annual fee for a Bankwest Zero Gold or Zero Platinum card?
We love this question.
No.
How do I apply for the Zero Gold or Zero Platinum card?
Too easy. Simply complete our combined application form for the Bankwest Zero Classic, Zero Gold and Zero Platinum MasterCards.
Simply hit the ‘Apply Now' button above to start your online application.
How do I know if I am eligible for a Zero Gold or Zero Platinum card?
We'll work out if you're eligible for a Zero Gold or Zero Platinum from the information you provide in your credit card application.
Relax. We will let you know which cards you're conditionally approved for and you can choose the one you want.
What is the difference between a Zero Classic, a Zero Gold and a Zero Platinum MasterCard?
It's pretty straightforward. The Zero Gold MasterCard provides you with built in travel insurance and accident insurance protection.
It also comes with automatic purchase protection on any goods you buy, including up to 12 months extra on top of the usual manufacturer's warranty.
A Zero Platinum MasterCard has all the benefits of the Zero Gold MasterCard, plus a few more bells and whistles. On top of the Zero Gold MasterCard features, it comes with a 24/7 concierge service to help you arrange travel, bookings, shopping and medical services. ^
What are the advantages of a balance transfer?
Balance transfers keep things simple. By transferring your balances to one card and closing your other credit card accounts, your money will be easier to manage because you will have just one monthly statement and one monthly payment.
Even better, when you conduct a balance transfer from a high interest credit to a lower interest rate Bankwest card, you can reduce your debt faster. That should put a smile on your face.

Further Important Information
is available here.

Security Guarantee

We guarantee your personal details will be safe when you apply online.

 
  • Takes only minutes to complete!
  • Immediate response
  • 100% secure application process


Important things you should know:
Lending criteria, fees and charges apply. Terms and conditions apply and are available on request. All rates are subject to change. Introductory rate of 1.00% p.a. for 6 months on purchases and 4.99% p.a. for 12 months on balance transfers applies from the date the card is approved, regardless of when any purchase transaction or balance transfer is processed by us. After the introductory period, standard rate applies to purchases and balance transfers (currently 17.99%  p.a. ) and excludes cash advances (currently 18.99%  p.a. ). Introductory purchase and balance transfer rate offer is available to new credit card customers only. Minimum balance transfer amount $500. Only non-Bankwest credit cards can be balance transferred to a Bankwest Zero MasterCard. One Bankwest Zero MasterCard per customer. †Limitations and exclusions apply. See Platinum and Gold Card Complimentary Insurance and Price Guarantee Cover Policy Terms and Conditions for details. ^See Platinum Concierge Services and Conditions of Use for details. Bank of Western Australia Ltd ABN 22 050 494 454 AFSL 236872.

Further information about our Bankwest Zero MasterCard is outlined in our  Conditions of Use   and  Credit Card Account Access Conditions of Use.

®MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. PayPass is the trademark of MasterCard International Incorporated

Awards won at Money magazine's 2012 Best of the Best Awards (December/January issues) based on its low standard rate and annual fee.

Website Terms of UseBankwest Privacy Policy