No Annual Fee Credit Card - Apply for a Bankwest Zero MasterCard®

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Special introductory offer

Reduce the stress of your existing credit card debt. Transfer your balance at 1.99% p.a. for 12 months*.

Offer is available to new Bankwest credit card customers only.

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One application process

We've made the application process really quick and easy. You only need to apply once to find out if you are eligible for a Bankwest Zero Classic, Gold or Platinum MasterCard.

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Frequently Asked Questions

Will I have to pay an annual fee for a Bankwest Zero Gold or Zero Platinum card?
We love this question.
No.
How do I apply for the Zero Gold or Zero Platinum card?
Too easy. Simply complete our combined application form for the Bankwest Zero Classic, Zero Gold and Zero Platinum MasterCards.
Simply hit the ‘Apply Now' button above to start your online application.
How do I know if I am eligible for a Zero Gold or Zero Platinum card?
We'll work out if you're eligible for a Zero Gold or Zero Platinum from the information you provide in your credit card application.
Relax. We will let you know which cards you're conditionally approved for and you can choose the one you want.
What is the difference between a Zero Classic, a Zero Gold and a Zero Platinum MasterCard?
It's pretty straightforward. The Zero Gold MasterCard provides you with built in travel insurance and accident insurance protection.
It also comes with automatic purchase protection on any goods you buy, including up to 12 months extra on top of the usual manufacturer's warranty. †
A Zero Platinum MasterCard has all the benefits of the Zero Gold MasterCard, plus a few more bells and whistles. On top of the Zero Gold MasterCard features, it comes with a 24/7 concierge service to help you arrange travel, bookings, shopping and medical services. ^
What are the advantages of a balance transfer?
Balance transfers keep things simple. By transferring your balances to one card and closing your other credit card accounts, your money will be easier to manage because you will have just one monthly statement and one monthly payment.
Even better, when you conduct a balance transfer from a high interest credit to a lower interest rate Bankwest card, you can reduce your debt faster. That should put a smile on your face.
What is a balance transfer fee?
A 1% balance transfer handling fee to a maximum of $50 applies to each balance transferred to a Bankwest Zero MasterCard. For example, if you transfer a balance of $1000, you'll pay a handling charge of $10. Subsequent balance transfers are simply charged at the ongoing rate of 15.99%.

Security Guarantee

We guarantee your personal details will be safe when you apply online.

No Loss Security Guarantee
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  • Takes only minutes to complete!
  • Immediate response
  • 100% secure application process

*There is a 1% Balance Transfer Handling fee to a maximum of $50 that applies to each balance transferred.


Important things you should know:
Lending criteria, fees and charges apply. Terms and conditions apply and are available on request. Rate applies to purchases, balance transfers and cash advances and is subject to change. Introductory rate of 1.99% p.a. on balance transfers is available to new Bankwest credit card customers only and applies from the date the card is approved and ends 12 months later, regardless of when any balance transfer transaction is processed by us. Minimum balance transfer amount $500. Only non-Bankwest credit cards can be balance transferred to a Bankwest Zero MasterCard. One Bankwest Zero MasterCard per customer. †Limitations and exclusions apply. See Platinum and Gold Card Complimentary Insurance and Price Guarantee Cover Terms and Conditions for details. ^See Platinum Concierge Services and Conditions of Use for details. Bank of Western Australia Ltd ABN 22 050 494 454 AFSL 236872.
Further information about our Bankwest Zero MasterCard is outlined in our Conditions of Use and Credit Card Account Access Conditions of Use.

®MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

Awards won at Money magazine's 2010 Best Awards (December/January issues).

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