Low Rate Credit Card - Apply for a Bankwest Lite MasterCard®

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Great balance transfer offer

Reduce the stress of your existing credit card debt. Transfer your balance at 1.99% p.a. for 9 months.


Offer is available to new Bankwest credit card customers only.

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One application process

We've made the application process really quick and easy. You only need to apply once to find out if you are eligible for a Bankwest Lite Classic, Gold or Platinum MasterCard.

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Frequently Asked Questions

How do I apply for the Lite Gold or Lite Platinum card?
Too easy. Simply complete our combined application form for the Bankwest Lite Classic, Lite Gold and Lite Platinum MasterCards.
Simply hit the 'Apply Now' button above to start your online application.
How do I know if I am eligible for a Lite Gold or Lite Platinum card?
We'll work out if you're eligible for a Lite Gold or Lite Platinum MasterCard from the information you provide in your credit card application.
Relax. We will let you know which cards you're conditionally approved for and you can choose the one you want.
What is the difference between a Lite Classic, a Lite Gold and a Lite Platinum MasterCard?
It's pretty straightforward. The Lite Gold MasterCard provides you with built in travel insurance and accident insurance protection. It also comes with automatic purchase protection on any goods you buy, including up to 12 months extra on top of the usual manufacturer's warranty. †
A Lite Platinum MasterCard has all the benefits of a Lite Gold card, plus a few more bells and whistles. On top of the Lite Gold card features, it comes with 24/7 concierge service to help you arrange travel, bookings, shopping and medical services. ^
What are the advantages of a balance transfer?
Balance transfers keep things simple. By transferring your balances to one card and closing your other credit card accounts, your money will be easier to manage because you will have just one monthly statement and one monthly payment.
Even better, when you conduct a balance transfer from a high interest credit to a lower interest rate Bankwest card, you can reduce your debt faster. That should put a smile on your face.

Further Important Information is available here.

Security Guarantee

We guarantee your personal details will be safe when you apply online.

No Loss Security Guarantee
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  • Takes only minutes to complete!
  • Immediate response
  • 100% secure application process

Important things you should know:
Lending criteria, fees and charges apply. Terms and conditions apply and are available on request. Rate of 1.99% p.a. applies to new Bankwest Lite MasterCard customers for balance transfers and excludes cash advances (rate of 21.74% p.a. applies). Rates are subject to change. Introductory rate of 1.99% p.a. on balance transfers applies from the date the card is approved and ends 9 months later, regardless of when any balance transfer is processed by us. Minimum balance transfer amount $500. Only non-Bankwest credit cards can be balance transferred to a Bankwest Lite MasterCard. One Bankwest Lite MasterCard per customer. †Limitations and exclusions apply. See Platinum and Gold Card Complimentary Insurance and Price Guarantee Cover Terms and Conditions for details. ^See Platinum Concierge Services and Conditions of Use for details. Bank of Western Australia Ltd ABN 22 050 494 454 AFSL 236872.

Further information about our Bankwest Lite MasterCard is outlined in our Conditions of Use and Credit Card Account Access Conditions of Use.

®MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

Awards won at Money magazine's 2010 Best Awards (December/January issues).

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