Unplanned challenges and opportunities are a fact of business life - and both need fast access to flexible short term funding.

With a BankWest Commercial Advance you can borrow the cash you need for between 30 and 180 days. Fixed rate repayments are easy to budget for, and you can choose to pay the interest monthly or once the loan matures. When it does, you can either repay what you borrowed in full, or negotiate a further term.

You also have the option to choose from a range of strategies to help you protect your business from interest rate movements.  Provided by Bank of Scotland, Treasury Australia you have the option of interest rate swaps, caps and collars.

• Fixed rate short term loans for 30-180 days.
• Pay interest monthly or at maturity - whichever suits your cash-flow.
• Repay the advance at maturity or renegotiate for a further term.
• Manage your interest rate exposure by utilising Bank of Scotland, Treasury Australia.                   

BankWest and Bank of Scotland, Treasury Australia are related bodies corporate and have the same ultimate owner, HBOS plc.