Commercial Banking

We value the strength of a business on more than just property. Evaluating a business as a going concern, we recognise the value of your people and your business.

Offering a comprehensive range of products, our cash flow lending policies make it easier for you to borrow more. Better still, you will receive a response within 48 hours from receipt of the required information, so you can convert opportunities into action.

Our Industry Experts Understand Your Needs

Our Commercial Banking Team has a firm grasp of the business realities and challenges which confront you as you pursue your goals, and realise that you have particular banking and cash flow borrowing needs which can only be met with well structured solutions.

Working from our growing network of new Business Centres across Australia, our experienced Business Managers are relationship experts who understand the realities of modern business. To maintain continuity with our customers, we encourage each Manager to stay in their role for at least two years.

They have a firm grasp on the dynamics of local and national markets, and take the time to recognise the worth of each business as a going concern, together with the value of its people and brand rather than just its fixed assets, balance sheet or the property it owns.

They also understand that growing your business demands innovation and action rather than obstructions and delays. If you need a loan decision quickly they'll have a response for you within 48 hours of gathering the relevant information.

These skills and our experience means we have been able to develop industry-specific funding guidelines for our core markets including health and medical care, hospitality, business and professional services and franchising. Our loan to value ratios are market leading, and we can structure facilities to suit rather than following standard policy and procedure.